205 Louis St E, Cologne, MN 55322 Property Records

Carver County property record for 205 Louis St E, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,833 sqft · built 1900
Lot Size	0.721 acres (31,407 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Oct 2018)
Tax Bill	$3,734 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-0134000`

Property Details

APN / Parcel Number

Primary APN	`40-0134000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,833 sqft Finished Area
Gross Area	1,068 sqft
1st Floor Area	780 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Frame
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	31,407 sqft (0.721 acres)
Porch	Porch
Porch Area	288 sqft
Utility Building	396 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	205 LOUIS ST E
City	COLOGNE
State	MN
Zip	55322-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 115 RANGE 025 P/O W1/2 NE1/4 SW1/4 DESC AS: COMM AT NE CORN OF W1/2 NE1/4 SW1/4 SECT 13 TH S ON E LINE OF
Legal Range	025
Legal Township	115
Legal Section	13
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2058
Census Tract	91202

Owner

205 Louis St E is owned and occupied by an individual who bought it in October 2018.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	205 LOUIS ST E, COLOGNE, MN 55322-9695
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 26, 2018	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Jan 7, 2000 · Amount on File
Deed Document Number	2018669361
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	205 LOUIS ST E, COLOGNE, MN 55322-9695
Document Number	0000708598
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 LOUIS ST E COLOGNE MN 553229695, COLOGNE, MN 55322-9695

Mortgage

Document Number	0000708598
Date	Oct 28, 2020
Instrument	708598

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 27, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Oct 26, 2018
Property Address	205 LOUIS ST E, COLOGNE, MN 55322-9695
Document Number	0000669361
Instrument Date	Oct 19, 2018
Instrument	669361
Transaction Type	Transfer
Record Updated	Nov 23, 2018
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 LOUIS ST E COLOGNE MN 553229695, COLOGNE, MN 55322-9695

Mortgage

Document Number	669362
Date	Oct 26, 2018
Instrument	669362

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 205 Louis St E was $3,734 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,734.00 Homeowner's exemption	$286,300 (+8.04%) Land $93,500 Building $192,800	$286,300 (+8.04%) Land $93,500 Building $192,800
2025		$265,000 (+3.96%) Land $88,000 Building $177,000	$265,000 (+3.96%) Land $88,000 Building $177,000
2024	$3,596.00 (-3.33%) Homeowner's exemption	$254,900 (+1.39%) Land $82,500 Building $172,400	$254,900 (+1.39%) Land $82,500 Building $172,400
2023	$3,720.00 Homeowner's exemption	$251,400 Land $82,500 Building $168,900	$251,400 Land $82,500 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Louis St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Louis St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Nuvera Communications Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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