205 Loradale Rd, Oswego, IL 60543 Property Records

Kendall County property record for 205 Loradale Rd, Oswego, IL 60543 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2013
Square Footage3,261 sqft Living Area
Lot Size12,997 sqft (0.298 acres)
OccupancyOwner Occupied
Last Sale$302,000 (2015)
Tax Bill$11,732.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-11-251-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area3,261 sqft Living Area
Gross Area5,236 sqft Gross Area
1st Floor3,261 sqft 1st Floor
Basement Area1,323 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialAsphalt Roof
Lot Area12,997 sqft (0.298 acres)
Depth X Width134 ft x 97 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area652 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address205 LORADALE RD
CityOSWEGO
StateIL
Zip60543-4077
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 658 CHURCHILL CLUB PARCEL 10, VILLAGE OF OSWEGO
Legal SubdivisionCHURCHILL CLUB
Legal Lot Number658
JurisdictionKENDALL IL
Minor Civil DivisionOSWEGO
Census Blockgroup2
Census Block2019
Census Tract890105

Owner

Source: Kendall County records · APN 03-11-251-005

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address205 LORADALE RD, OSWEGO, IL 60543-4077
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2015 · Amount on Record
Deed SaleApr 01, 2015 · Amount on Record
Prior SaleNov 12, 2013 · Amount on Record
Deed Doc Number20154752
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address205 LORADALE RD, OSWEGO, IL 60543-4077
Transaction TypeMortgage
Record UpdatedJun 17, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014443
DateJun 08, 2021
Instrument202100014443
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2041

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$159,379 (+28.18%) Land $27,977 Building $131,402$478,137 (+28.18%) Land $83,931 Building $394,206
2024$11,732.00
2022$124,337 Land $21,826 Building $102,511$373,011 Land $65,478 Building $307,533

Flood & Wildfire

205 Loradale Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kendall County (17093C), updated September 18, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 14th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Loradale Rd

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