205 Liberty Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 205 Liberty Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,012 sqft · built 1982
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Feb 2021)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`452400217549000`

Property Details

APN / Parcel Number

Primary APN	`452400217549000`
Alternative APN	`53955`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,012 sqft Heated Area
Upper Floors Area	192 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	57,064 sqft (1.3 acres)
Lot Dimensions	395 ft deep x 108 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Deck Area	607 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	53955
Street Address	205 LIBERTY CIR
City	MURPHY
State	NC
Zip	28906-8456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19-A A L DENTON PROP 1620/782
Legal Phase	1620
Legal Lot Number	19-A
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2003
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	205 LIBERTY CIR, MURPHY, NC 28906-8456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage DANNY GARLAND
Aug 14, 2019	Warranty Deed, Transfer
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	1234
Deed Book / Page	1673 / 507
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	205 LIBERTY CIR, MURPHY, NC 28906-8456
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001744/410
Date	Oct 13, 2023
Book Page	1744/410
Instrument	5179

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 1, 2033

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 25, 2021
Property Address	205 LIBERTY CIR, MURPHY, NC 28906-8456
Document Number	1673/507
Book / Page	1673 / 507
Instrument Date	Feb 24, 2021
Instrument	1234
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2042 CHURCH RD, 2042, TAYLORSVILLE, NC 28681-8754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 GILBERT ST, SAVANNAH, GA 31404-5318

Mortgage

Document Number	1673509
Date	Feb 25, 2021
Instrument	1673/509

Lender

Name	DANNY GARLAND
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 25, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 14, 2019
Property Address	205 LIBERTY CIR, MURPHY, NC 28906-8456
Document Number	01620/0782
Book / Page	01620 / 0782
Instrument Date	Aug 8, 2019
Instrument	03719
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6471 55TH SQ, 6471, VERO BEACH, FL 32967-5389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 LIBERTY CIR, MURPHY, NC 28906-8456
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 6, 2018
Property Address	205 LIBERTY CIR, MURPHY, NC 28906-8456
Document Number	01592/1090
Book / Page	01592 / 1090
Instrument Date	Jul 3, 2018
Instrument	03735
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	586 ALOHA DR, 586, HAINES CITY, FL 33844-8915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6471 55TH SQ, VERO BEACH, FL 32967-5389

Mortgage

Document Number	03736
Date	Aug 6, 2018
Instrument	03736

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,003.00	$130,350 (-)	$130,350 (-) Land $5,240 Building $125,110
2023		$130,350	$130,350 Land $5,240 Building $125,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber.

Cell Coverage

No cell data coverage reported

Nearby Properties on Liberty Cir

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