Pender County property record for 205 Lake Cir, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,776 sqft · built 1995 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Sep 2015) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Jun 2018 Loan Modification May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-76-8324-0000 |
| Primary APN | 4203-76-8324-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 21,214 sqft (0.487 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400968590 |
|---|---|
| Old Parcel Number | 4203 76 8324 0000 |
| Street Address | 205 LAKE CIR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 230,PB 16/20 BELVEDERE PLANTATION |
| Legal Subdivision | BELVEDERE |
| Legal Lot Number | 230 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920201 |
Source: Pender County records · APN 4203-76-8324-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 LAKE CIR, HAMPSTEAD, NC 28443-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2018 | Loan Modification, Mortgage · Conventional with PMI AMERIHOME MTG |
| May 02, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2015 · Amount on Record |
| Deed Sale | Sep 23, 2015 · Amount on Record |
| Prior Sale | Apr 18, 2006 · Amount on Record |
| Deed Document Number | 0015284607 |
| Deed Book / Page | 1528 / 4607 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 205 LAKE CIR, HAMPSTEAD, NC 28443-2519 |
| Document Number | 0046732160 |
| Instrument Date | Jun 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 205 LAKE CIR HAMPSTEAD NC 284432519, HAMPSTEAD, NC 28443-2519 |
| Document Number | 0046732160 |
|---|---|
| Date | Nov 02, 2018 |
| Book Page | 004673/002160 |
| Instrument | 20042084 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 205 LAKE CIR, HAMPSTEAD, NC 28443-2519 |
| Document Number | 0046660182 |
| Instrument Date | May 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 205 LAKE CIR HAMPSTEAD NC 284432519, HAMPSTEAD, NC 28443-2519 |
| Document Number | 0046660182 |
|---|---|
| Date | Jun 01, 2018 |
| Book Page | 004666/000182 |
| Instrument | 20037392 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,130.00 (+15.32%) | $393,841 (+88.72%) Land $135,348 Building $258,493 | $393,841 (+88.72%) Land $135,348 Building $258,493 |
| 2023 | $208,693 (-) Land $41,111 Building $167,582 | $208,693 (-) Land $41,111 Building $167,582 | |
| 2022 | $1,847.00 | $208,693 Land $41,111 Building $167,582 | $208,693 Land $41,111 Building $167,582 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 124 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures