St. Johns County property record for 205 Laguna Ct, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 943 sqft · built 1980 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Mar 2023) |
| Tax Bill | $2,705 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 273051-0080 |
| Primary APN | 273051-0080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 943 sqft Living Area |
| Gross Area | 1,242 sqft |
| 1st Floor Area | 943 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 105 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Deck Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 205 LAGUNA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 12-29 ST AUG SHORES UNIT 3 LOT 8 BLK 51 OR5570/572 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 3 |
| Legal Block | 51 |
| Legal Lot Number | 8 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21211 |
205 Laguna Ct is owned and occupied by two individuals who bought it in March 2023.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3669 1ST ST, SAINT AUGUSTINE, FL 32086-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 1, 2022 | Warranty Deed, Transfer COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on File |
| Deed Sale | Mar 14, 2023 · Amount on File |
| Prior Sale | Jun 1, 2022 · Amount on File |
| Deed Document Number | 202319213 |
| Deed Book / Page | 5723 / 1814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 205 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Title Company | NATION TITLE, ACTION TITLE |
| Name | Verified Name |
|---|---|
| Address | 205 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7032 |
| Document Number | 0055840523 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 5584/523 |
| Instrument | 2022062428 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 1, 2022 |
| Property Address | 205 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7032 |
| Document Number | 0055700572 |
| Book / Page | 5570 / 572 |
| Map Reference | MB 12 PG 27-35 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022055285 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,694.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33705 HAMLIN CT, FARMINGTON, MI 48335-4175 |
| Name | Verified Name |
|---|---|
| Address | 205 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7032 |
The 2025 property tax bill for 205 Laguna Ct was $2,705 with a homeowner's exemption, up 11.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,874 (-0.44%) Land $93,119 Building $120,755 | $213,874 (-0.44%) Land $93,119 Building $120,755 | |
| 2025 | $2,705.00 (+11.18%) Homeowner's exemption | $214,825 | $214,825 Land $87,885 Building $126,940 |
| 2024 | $2,433.00 (+1.71%) | ||
| 2023 | $2,392.00 (+242.69%) Homeowner's exemption | $207,840 (+175.67%) | $207,840 (+12.53%) Land $87,885 Building $119,955 |
| 2022 | $698.00 Homeowner's exemption | $75,394 | $184,694 Land $56,871 Building $127,823 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 205 Laguna Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 Laguna Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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