St. Charles Parish property record for 205 Lac Penchant Dr, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 2,615 sqft · built 2007 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,000 (Oct 2019) |
| Tax Bill | $4,018 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Oct 2019 Sale & Mortgage |
| APN | 1-055 002 00022 |
| Primary APN | 1-055 002 00022 |
|---|
| Building Area | 2,615 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 205 LAC PENCHANT DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-4279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22, SQ. 2, ASHTON PLANTATION, PHASE 1-A |
| Legal Subdivision | ASHTON PLTN , PHASE 1-A & 1-B |
| Legal Phase | 1-A |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 62800 |
Source: St. Charles Parish records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 205 LAC PENCHANT DR, LULING, LA 70070-4279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 22, 2019 | Grant Deed, Transfer USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2007 |
| Deed Document Number | 444418 |
| Deed Book / Page | 883 / 586 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 205 LAC PENCHANT DR, LULING, LA 70070-4279 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017280497 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 1728/497 |
| Instrument | 425905 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Jul 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Oct 22, 2019 |
| Property Address | 205 LAC PENCHANT DR, LULING, LA 70070-4279 |
| Document Number | 0008830586 |
| Book / Page | 000883 / 000586 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 444418 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | CRESCENT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 205 LAC PENCHANT DR LULING LA 700704279, LULING, LA 70070-4279 |
| Document Number | 18300500 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 001830/000500 |
| Instrument | 444419 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2049 |
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,018.00 (-1.52%) Homeowner's exemption | $47,260 (-) Land $9,910 Building $37,350 | $472,600 (-) Land $99,100 Building $373,500 |
| 2024 | $4,080.00 (+21.68%) Homeowner's exemption | $47,260 (+25.9%) Land $9,910 Building $37,350 | $472,600 (+25.9%) Land $99,100 Building $373,500 |
| 2023 | $3,353.00 (-4.53%) Homeowner's exemption | $37,538 (-) Land $8,030 Building $29,508 | $375,380 (-) Land $80,300 Building $295,080 |
| 2022 | $3,512.00 Homeowner's exemption | $37,538 Land $8,030 Building $29,508 | $375,380 Land $80,300 Building $295,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 234 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 8 of 29 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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