Polk County property record for 205 Hitching Post Dr, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1999 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,500 (Nov 2023) |
| Tax Bill | $703 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-169 |
| Primary APN | P55-169 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,196 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Account Number | 55951 |
|---|---|
| Street Address | 205 HITCHING POST DR |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-9630 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT 23 SEC J, 0L01 SILVER CREEK COMMUNITY |
| Legal Subdivision | SILVER CREEK COMMUNITY |
| Legal Lot Number | 23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 920201 |
Source: Polk County records · APN P55-169
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 HITCHING POST DR, MILL SPRING, NC 28756-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 07, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2023 · Amount on Record |
| Deed Sale | Nov 07, 2023 · Amount on Record |
| Prior Sale | Apr 05, 2000 |
| Deed Book / Page | 481 / 1665 |
| Prior Transfer Date | Apr 24, 2018 |
| Prior Transfer Doc | 000433/135 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 205 HITCHING POST DR, MILL SPRING, NC 28756-9630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|
| Document Number | 00494/2007 |
|---|---|
| Date | Oct 02, 2025 |
| Book Page | 494/2007 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 07, 2023 |
| Property Address | 205 HITCHING POST DR, MILL SPRING, NC 28756-9630 |
| Document Number | 00481/1665 |
| Book / Page | 481 / 1665 |
| Map Reference | SL A-114 PG 7-171 |
| Instrument Date | Nov 01, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 PATAGONIA CT, INMAN, SC 29349-7212 |
| Name | Verified Name |
|---|---|
| Address | 205 HITCHING POST DR, MILL SPRING, NC 28756-9630 |
| Document Number | 0004811671 |
|---|---|
| Date | Nov 07, 2023 |
| Instrument | 481/1671 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 25, 2018 |
| Property Address | 205 HITCHING POST DR, MILL SPRING, NC 28756-9630 |
| Document Number | 000433/135 |
| Book / Page | 433 / 135 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 HITCHING POST DR, MILL SPRING, NC 28756-9630 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $703.00 (+106.16%) | $137,805 (+158.25%) Land $15,960 Building $121,845 | $137,805 (+158.25%) Land $15,960 Building $121,845 |
| 2023 | $341.00 | $53,361 Land $8,480 Building $44,881 | |
| 2021 | $53,361 Land $8,480 Building $44,881 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), as of July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Uniti Group DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 52 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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