205 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 205 Harvard Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,389 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Aug 2024)
Tax Bill$2,141 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-25-005-104-002

Property Details

APN / Parcel Number

Primary APN06-25-005-104-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,389 sqft Living Area
1st Floor Area639 sqft
2nd Floor Area684 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area154 sqft
Patio Area381 sqft
BalconyBalcony
Balcony Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address205 HARVARD AVE
CityELYRIA
StateOH
Zip44035-6041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTERN HTS 35 X 100
Legal SubdivisionEASTERN LAND COMPANYS FIRST SUBDIVISION
Legal Tract25
Legal Block104
Legal Lot Number106&107
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1013
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-005-104-002

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address205 HARVARD AVE, ELYRIA, OH 44035-6041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2024Warranty Deed, Transfer · Conventional Mortgage
CLEVELAND MORTGAGE CORP
Dec 29, 2022Limited Warranty Deed, Transfer · FHA Mortgage
ZILLOW HOME LOANS LLC
Jun 10, 2022Special Warranty Deed, Foreclosure
May 12, 2022Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2024 · Amount on Record
Deed SaleAug 08, 2024 · Amount on Record
Prior SaleDec 29, 2022 · Amount on Record
Deed Document Number2024004174
Record UpdatedJun 08, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 08, 2024
Property Address205 HARVARD AVE, ELYRIA, OH 44035-6041
Document Number0000022415
Map ReferenceVOL 6 PG 23
Instrument DateAug 05, 2024
Instrument2024-0022415
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address205 HARVARD AVE, ELYRIA, OH 44035-6041

Mortgage

Document Number0000022416
DateAug 08, 2024
Instrument2024-0022416
Lender
NameCLEVELAND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2044

December 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateDec 29, 2022
Property Address205 HARVARD AVE, ELYRIA, OH 44035-6041
Document Number0000902494
Map ReferenceVOL 6 PG 23
Instrument DateDec 14, 2022
Instrument2022-0902494
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2600 MICHELSON DR # 1201, 1201, IRVINE, CA 92612-1550
InvestorPossibly a Property Investor

Mortgage

Document Number0000902495
DateDec 29, 2022
Instrument2022-0902495
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

June 2022: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionLORAIN OH
Recording DateJun 10, 2022
Property Address205 HARVARD AVE, ELYRIA, OH 44035-6041
Document Number0000879027
Map ReferenceVOL 6 PG 23
Instrument DateJun 06, 2022
Instrument2022-0879027
Transaction TypeForeclosure
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Mail Care OfINFORMATION SYSTEMS NETWORKS CORP
InvestorPossibly a Property Investor

May 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLORAIN OH
Recording DateMay 12, 2022
Property Address205 HARVARD AVE, ELYRIA, OH 44035-6041
Document Number0000875101
Map ReferenceVOL 6 PG 23
Instrument DateMay 11, 2022
Instrument2022-0875101
Transaction TypeForeclosure
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,141.00$45,300 (%) Land $4,680 Building $40,620$129,430 (-) Land $13,380 Building $116,050
2024$2,141.00 (+15.54%)$45,301 (+33.77%) Land $4,683 Building $40,618$129,430 (+33.76%) Land $13,380 Building $116,050
2023$1,853.00 (+0.82%)$33,866 (-0.01%) Land $4,795 Building $29,071$96,760 (-) Land $13,700 Building $83,060
2022$1,838.00$33,870 Land $4,800 Building $29,070
2021$96,760 Land $13,700 Building $83,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Most Recent ClaimJul 1999 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 797 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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