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205 Harmony Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 205 Harmony Ln, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,920 sqft · built 1998
Lot Size0.83 acres (36,155 sqft)
Owner2 Trust Names on File
Last Sale$1,077,000 (Jan 2023)
Tax Bill$9,894 (2023)
Deeds & MortgagesJul 2026 Sale
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN748134-2020-202

Property Details

APN / Parcel Number

Primary APN748134-2020-202
Alternative APNs
  • 0710-66-7798-00000
  • 071066870800000
  • 008087954

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,920 sqft Living Area
Gross Area3,208 sqft
1st Floor Area2,121 sqft
Basement Area799 sqft
Finished Basement799 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area36,155 sqft (0.83 acres)
Garage TypeDetached
Garage Area528 sqft

Exterior Amenities

PorchScreened Porch
Porch Area624 sqft
Deck Area48 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number748134-2020-202
Street Address205 HARMONY LN
CityBLACK MOUNTAIN
StateNC
Zip28711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPLAT: 0232-0075
Legal SubdivisionMONTREAT
Legal Block1
Legal Lot Number1090-
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1008
Census Tract3106

Owner

205 Harmony Ln is held in a trust since July 2026.

Source: Buncombe County records, as of July 10, 2026

Owner of Record2 Trust Names on File
Mailing Address356 ARGONNE DR NW, ATLANTA, GA 30305-2814
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
BNY MELLON NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2023 · Amount on File
Deed SaleJan 9, 2023 · Amount on File
Deed Book / Page6288 / 1632
Last Transfer DateJul 1, 2026
Transfer Doc6607001696
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJul 1, 2026
Property Address205 HARMONY LN, BLACK MOUNTAIN, NC 28711
Document Number6607001696
Book / Page6607 / 1696
Instrument DateJul 1, 2026
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address356 ARGONNE DR NW, ATLANTA, GA 30305-2814

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address205 HARMONY LN, BLACK MOUNTAIN, NC 28711
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062950809
DateFeb 10, 2023
Book Page6295/809
Lender
NameBNY MELLON NA
TypeBank
AddressBOSTON, MA 02108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityMontreat Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$956,300 Land $115,400 Building $840,900$956,300 Land $115,400 Building $840,900
2023$9,894.00$956,100$956,100 Land $115,200 Building $840,900
2021$956,300 Land $115,400 Building $840,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Harmony Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims11 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Harmony Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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