205 Harborview Dr, Madison, AL 35758 Property Records

Madison County property record for 205 Harborview Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,048 sqft · built 2005
Lot Size	0.404 acres (17,627 sqft)
Owner	2 Company Names on File
Last Sale	$510,000 (Jan 2019)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-07-35-3-002-002.000`

Property Details

APN / Parcel Number

Primary APN	`15-07-35-3-002-002.000`
Alternative APN	`484633`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,048 sqft Living Area
1st Floor Area	3,048 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,627 sqft (0.404 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	484633
Street Address	205 HARBORVIEW DR
City	MADISON
State	AL
Zip	35758-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 HIGHLAND LAKES S/D PB 38 PG 8/9
Legal Range	02W
Legal Township	03S
Legal Section	35
Legal Subdivision	HIGHLAND LAKES S/D
Legal Block	1
Legal Lot Number	1
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1013
Census Tract	11012

Owner

205 Harborview Dr is owned by a company that acquired it in April 2025 and is owner-occupied.

Source: Madison County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	205 HARBORVIEW DR, MADISON, AL 35758-9402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Jan 4, 2019	Grant Deed, Transfer · Conventional with PMI AVADIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Apr 28, 2010 · Amount on File
Deed Document Number	2019934
Last Transfer Date	Apr 28, 2025
Transfer Doc	0000016918
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	205 HARBORVIEW DR, MADISON, AL 35758-9402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245800
Date	May 3, 2017
Instrument	20170503000245800

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	DAWSON, AL 35963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Jan 4, 2019
Property Address	205 HARBORVIEW DR, MADISON, AL 35758-9402
Document Number	0000000934
Instrument Date	Jan 4, 2019
Instrument	934
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 HARBORVIEW DR MADISON AL 357589402, MADISON, AL 35758-9402

Mortgage

Document Number	935
Date	Jan 4, 2019
Instrument	935

Lender

Name	AVADIAN CU
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Jan 3, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 205 Harborview Dr was $4,846 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,846.00 Homeowner's exemption	$77,120 Land $11,000 Building $66,120	$771,200 Land $110,000 Building $661,200
2023	$4,549.00 (+11.88%) Homeowner's exemption	$72,400 (+11.83%) Land $11,000 Building $61,400	$724,000 (+11.83%) Land $110,000 Building $614,000
2022	$4,066.00 Homeowner's exemption	$64,740 Land $9,000 Building $55,740	$647,400 Land $90,000 Building $557,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 Harborview Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2002–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 205 Harborview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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