205 Forest Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 205 Forest Dr, Aptos, CA 95003

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,485 sqft · built 1932
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,500 (Dec 2011)
Tax Bill	$8,786 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`042-341-02`

Property Details

APN / Parcel Number

Primary APN	`042-341-02`
Alternative APNs	`042-341-02-000` `04206214000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,485 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,231 sqft (0.166 acres)
Terrain	Steep
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 FOREST DR
City	APTOS
State	CA
Zip	95003-4510
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1-4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2016
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3730 HARDIN WAY, SOQUEL, CA 95073-2750
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2011 · Amount on Record
Deed Sale	Dec 28, 2011 · Amount on Record
Prior Sale	Oct 4, 2005 · Amount on Record
Deed Document Number	201154489
Last Transfer Date	Jul 9, 2021
Transfer Doc	0000037314
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 13, 2021
Property Address	203 FOREST DR, APTOS, CA 95003-4510
Document Number	0000037314
Map Reference	VOL 12 PG 21
Instrument Date	Jul 9, 2021
Instrument	2021-0037314
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3730 HARDIN WAY, SOQUEL, CA 95073-2750

Mortgage

Document Number	0000037315
Date	Jul 13, 2021
Instrument	2021-0037315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 27, 2018
Property Address	203 FOREST DR, APTOS, CA 95003-4510
Document Number	0000005932
Instrument Date	Feb 26, 2018
Instrument	5932
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	601 SEACLIFF DR APTOS CA 950033538, APTOS, CA 95003-3538

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,950 (+2%) Land $337,463 Building $225,487
2025	$8,786.00 (+11.1%)	$551,912 (+4.04%) Land $330,846 Building $221,066
2023	$7,908.00 (+2.74%)	$530,480 Land $317,998 Building $212,482
2022	$7,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	57 (1978–2023)
Claims Outside the SFHA	3 of 57
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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