205 Edwards Dr, Normal, IL 61761 Property Records

McLean County property record for 205 Edwards Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,121 sqft · built 1976
Lot Size	0.218 acres (9,482 sqft)
Owner	2 Individual Names on File
Last Sale	$255,500 (Apr 2026)
Tax Bill	$5,386 (2024)
Deeds & Mortgages	Nov 2009 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-152-008`

Property Details

APN / Parcel Number

Primary APN	`14-29-152-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft
Basement Area	1,070 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,482 sqft (0.218 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Area	535 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	205 EDWARDS DR
City	NORMAL
State	IL
Zip	61761-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	THIRD ADD UNIVERSITY PARK LOT 327
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	THIRD ADD
Legal Lot Number	327
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2004
Census Tract	302

Owner

205 Edwards Dr is owned and occupied by two individuals who bought it in April 2026.

Source: McLean County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 EDWARDS DR, NORMAL, IL 61761-2315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2009	Deed of Trust, Mortgage · FHA Mortgage SHELTER MORTGAGE COMPANY LLC
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
May 24, 2005	Warranty Deed, Transfer · ARM COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Dec 29, 2022 · Amount on File
Deed Document Number	20265128
Record Updated	Oct 29, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	205 EDWARDS DR, NORMAL, IL 61761-2315
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900034684
Date	Nov 13, 2009
Instrument	2009-00034684

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	MILWAUKEE, WI 53209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2039

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 17, 2026
Property Address	205 EDWARDS DR, NORMAL, IL 61761-2315
Document Number	202600005128
Instrument Date	Mar 21, 2026
Instrument	20265128
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ILLINOIS TITLE GROUP LLC, ILLINOIS TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,708.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 EDWARDS DR, NORMAL, IL 61761-2315

Mortgage

Document Number	0000005131,
Date	Apr 17, 2026
Instrument	20265131

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 29, 2022
Property Address	205 EDWARDS DR, NORMAL, IL 61761-2315
Document Number	202200022359
Map Reference	DOC 1974-00010829
Instrument Date	Dec 21, 2022
Instrument	2022-00022359
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 EDWARDS DR, NORMAL, IL 61761-2315

Mortgage

Document Number	202200022360
Date	Dec 29, 2022
Instrument	2022-00022360

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 24, 2005
Property Address	205 EDWARDS DR, NORMAL, IL 61761-2315
Document Number	200500014372
Instrument Date	May 19, 2005
Instrument	2005-00014372
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 EDWARDS DR, NORMAL, IL 61761-2315

Mortgage

Document Number	200500014373
Date	May 24, 2005
Instrument	2005-00014373

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.6%
Index	12-Month MTA
Max Rate	10.6%

Mortgage

Document Number	200500014374
Date	May 24, 2005
Instrument	2005-00014374

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,951 Land $14,877 Building $64,074	$236,853 Land $44,631 Building $192,222
2024	$5,386.00 (+7.08%)
2023	$5,030.00 (+6.64%)	$64,773 (+10.69%) Land $12,205 Building $52,568	$194,319 (+10.69%) Land $36,615 Building $157,704
2022	$4,717.00	$58,517 Land $11,026 Building $47,491	$175,551 Land $33,078 Building $142,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 Edwards Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 205 Edwards Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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