205 Edgemere Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 205 Edgemere Rd, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 8,939 sqft · built 2007
Lot Size1.14 acres (49,998 sqft)
OwnerTrust Name on File
Last Sale$425,000 (Jul 2004)
Tax Bill$30,210 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNLYNF M:0042 B:0000 L:0491

Property Details

APN / Parcel Number

Primary APNLYNF M:0042 B:0000 L:0491

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area8,939 sqft Living Area
Gross Area13,125 sqft
Basement Area2,954 sqft
Unfinished Basement739 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area49,998 sqft (1.14 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelGas

Location & Zoning

Street Address205 EDGEMERE RD
CityLYNNFIELD
StateMA
Zip01940-1334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Lot Number491
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group1
Census Block1000
Census Tract209100

Owner

205 Edgemere Rd is owner-occupied and held in a trust since June 2021.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address205 EDGEMERE RD, LYNNFIELD, MA 01940-1334
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Line of Credit
EVERETT COOPERATIVE BANK
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
EVERETT COOPERATIVE BANK
Jul 22, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2004 · Amount on File
Deed SaleJul 22, 2004 · Amount on File
Deed Book / Page23156 / 123
Last Transfer DateJun 24, 2021
Transfer Doc040105-562
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address205 EDGEMERE RD, LYNNFIELD, MA 01940-1334
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043304-406
DateMar 31, 2026
Book Page43304/406
Instrument20260331001850
Lender
NameEVERETT COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueApr 1, 2051

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address205 EDGEMERE RD, LYNNFIELD, MA 01940-1334
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043304-386
DateMar 31, 2026
Book Page43304/386
Instrument20260331001830
Lender
NameEVERETT COOPERATIVE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateApr 1, 2033
Index1-Year CMT

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNNFIELD MA
Recording DateJul 22, 2021
Property Address205 EDGEMERE RD, LYNNFIELD, MA 01940-1334
Document Number040105-562
Book / Page40105 / 562
Instrument DateJun 24, 2021
Instrument20210722003180
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 EDGEMERE RD, LYNNFIELD, MA 01940-1334

Tax Assessment & Valuation

The 2026 property tax bill for 205 Edgemere Rd was $30,210, up 12.5% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,210.00 (+12.53%)$2,636,100 (+3.69%) Land $699,000 Building $1,937,100$2,537,124 (-13.42%)
2025$26,847.00 (+7.09%)$2,542,300 (+6.58%) Land $672,000 Building $1,870,300$2,930,275
2024$25,070.00 (+1.01%)$2,385,300 (+8.6%) Land $628,000 Building $1,757,300
2023$24,820.00$2,196,500 Land $595,700 Building $1,600,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Edgemere Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1982–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Edgemere Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNNFIELD WATER DIST. (MWRA)
serves 4,820 people · EPA ID MA3164001
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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