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205 Echo Cir, Athens, TN 37303 Property Records

McMinn County property record for 205 Echo Cir, Athens, TN 37303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,110 sqft · built 2019
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Nov 2023)
Tax Bill$987 (2025)
Deeds & MortgagesOct 2024 Mortgage
Nov 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN054047M B 04100

Property Details

APN / Parcel Number

Primary APN054047M B 04100
Alternative APNs
  • 047M B 04100 00001047M
  • 047M B 04100

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,110 sqft Living Area
1st Floor Area1,340 sqft
Upper Floors Area780 sqft
Basement Area876 sqft
Unfinished Basement876 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions149 ft deep x 65 ft wide
TerrainRolling
Garage TypeAttached
Garage Area168 sqft

Exterior Amenities

PorchSlab
Porch Area106 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address205 ECHO CIR
CityATHENS
StateTN
Zip37303-2365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01 01 045O B 045O 03300 000, COUNTY AREA: D01
Legal SubdivisionTELLICO PARK SEC D
Legal Lot Number15
JurisdictionMCMINN TN
Township / Civil Division1
Census Block Group2
Census Block2007
Census Tract970300

Owner

Source: McMinn County records · APN 054047M B 04100

Assessment roll updated February 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address205 ECHO CIR, ATHENS, TN 37303-2365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2019Deed of Trust, Mortgage · Conventional with PMI
SIMPLYBANK
Jan 13, 2017Warranty Deed, Transfer
TITLE INSURANCE COMPANY, TITLE INSURANCE CO
Jan 13, 2017Quit Claim Deed, Transfer
TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number2023251276
Deed Book / Page23X / 318
Transfer Doc20Y842
Record UpdatedJun 08, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCMINN TN
Property Address205 ECHO CIR, ATHENS, TN 37303-2365
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 ECHO CIR, ATHENS, TN 37303-2365

Mortgage

Document Number0000013601
DateOct 24, 2024
Book Page1360/1
Instrument259335
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCMINN TN
Recording DateNov 27, 2023
Property Address205 ECHO CIR, ATHENS, TN 37303-2365
Document Number000023X318
Book / Page23X / 318
Map ReferenceMB 3 PG 178
Instrument DateNov 20, 2023
Instrument251276
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyUNITED TITLE AND ESCROW LLC, UNITY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$962.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 ECHO CIR, ATHENS, TN 37303-2365

Mortgage

Document Number0000251277
DateNov 27, 2023
Instrument251277
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCMINN TN
Property Address205 ECHO CIR, ATHENS, TN 37303-2365
Document Number1166927
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 COUNTY ROAD 607 ATHENS TN 373036371, ATHENS, TN 37303-6371

Mortgage

Document Number1166927
DateMay 03, 2019
Book Page001166/000927
Instrument205757
Lender
NameSIMPLYBANK
AddressBENTON, TN 37307
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCMINN TN
Recording DateJan 13, 2017
Property Address205 ECHO CIR, ATHENS, TN 37303-2365
Document Number20Y852
Book / Page00020Y / 000852
Instrument DateJan 11, 2017
Instrument186650
Transaction TypeTransfer
Record UpdatedFeb 09, 2017
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$70.30
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4645 FAIRFIELD FARM RD NW CLEVELAND TN 373124038, CLEVELAND, TN 37312-4038

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCMINN TN
Recording DateJan 13, 2017
Property Address205 ECHO CIR, ATHENS, TN 37303-2365
Document Number20Y842
Book / Page00020Y / 000842
Instrument DateDec 30, 2016
Instrument186648
Transaction TypeTransfer
Record UpdatedJan 18, 2017
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 DOE RUN DR KERNERSVILLE NC 272848000, KERNERSVILLE, NC 27284-8000

Tax Assessment & Valuation

Source: McMinn County records · Assessment roll updated February 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAthens City
CountyMcMinn County
Elementary School DistrictAthens City Schools (PK - 08)
Secondary School DistrictMcMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$987.00$47,200 (-) Land $2,875 Building $44,325
2024$987.00$47,200 (-) Land $2,875 Building $44,325
2023$987.00 (+9.3%)$47,200 (+51.28%) Land $2,875 Building $44,325$188,800 (+51.28%) Land $11,500 Building $177,300
2022$903.00$31,200 Land $2,875 Building $28,325$124,800 Land $11,500 Building $113,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McMinn County (47107C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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