205 Eagle Rdg, O Fallon, IL 62269 Property Records

St. Clair County property record for 205 Eagle Rdg, O Fallon, IL 62269

Property Summary

Property Type	Condominium
Owner	Company Name on Record
Last Sale	$895,000 (Mar 2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2018 Line of Credit + 1 more
APN	`04-30-0-310-013`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-310-013`

Location & Zoning

Street Address	205 EAGLE RDG
City	O FALLON
State	IL
Zip	62269-1922
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EAGLE RIDGE CONDOMINIUMS PHASE 2 LOT/SEC-205 UNIT 205 BLDG 20 A02740069
Legal Subdivision	EAGLE RIDGE
Legal Phase	2
Legal Lot Number	205
Legal Unit	20-205
Jurisdiction	ST CLAIR IL
Census Block Group	1
Census Block	1034
Census Tract	504354

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1368 LANTERN LIGHTS CIR, LEBANON, IL 62254-1841
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Commercial Mortgage FBC BANKS
May 17, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/CARLYLE
Jan 5, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Oct 28, 2005
Deed Document Number	A02740069
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 21, 2022
Property Address	205 EAGLE RDG, O FALLON, IL 62269-1922
Document Number	0A02740069
Map Reference	DOC A777357
Instrument Date	Mar 16, 2022
Instrument	A02740069
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 LANTERN LIGHTS CIR, LEBANON, IL 62254-1841
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02740070
Date	Mar 21, 2022
Instrument	A02740070

Lender

Name	FBC BANKS
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	205 EAGLE RDG, O FALLON, IL 62269-1922
Document Number	00A2602266
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 EAGLE RDG O FALLON IL 622691922, O FALLON, IL 62269-1922

Mortgage

Document Number	00A2602266
Date	Jan 23, 2019
Instrument	2602266

Lender

Name	FIRST NAT'L BK/CARLYLE
Type	Bank
Address	AVISTON, IL 62216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2024

Interest

Rate Type	Adjustable Rate

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 5, 2018
Property Address	205 EAGLE RDG, O FALLON, IL 62269-1922
Instrument Date	Dec 27, 2017
Instrument	2563809
Transaction Type	Construction Loan
Record Updated	Jan 18, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 CONRAD LN O FALLON IL 622697169, O FALLON, IL 62269-7169

Mortgage

Document Number	00A2563809
Date	Jan 5, 2018
Instrument	2563809

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	AVISTON, IL 62216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$16,587 Land $2,447 Building $14,140	$49,761 Land $7,341 Building $42,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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