205 E Wallace St, Findlay, OH 45840 Property Records

Hancock County property record for 205 E Wallace St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1900
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Aug 2026)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-302-11-009.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-11-009.000`
Alternative APN	`570000205670`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	177 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	205 E WALLACE ST
City	FINDLAY
State	OH
Zip	45840-5221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST HIGHLAND ADD LOT 4353 & W25FT 4354
Legal Subdivision	EAST HIGHLAND ADD
Legal Lot Number	4353
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1022
Census Tract	1100

Owner

205 E Wallace St is owned and occupied by two individuals who bought it in August 2026.

Source: Hancock County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 E WALLACE ST, FINDLAY, OH 45840-5221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · Conventional Mortgage TOMASSO MORTGAGE
Jul 11, 2023	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 29, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 29, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Jul 11, 2023 · Amount on File
Deed Document Number	20266116
Deed Book / Page	2631 / 5372
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 13, 2026
Property Address	205 E WALLACE ST, FINDLAY, OH 45840-5221
Document Number	0000006116
Book / Page	2631 / 5372
Instrument Date	Aug 6, 2026
Instrument	20266116
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	AM TITLE, MID AM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,508.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	205 E WALLACE ST, FINDLAY, OH 45840-5221

Mortgage

Document Number	0000006117,
Date	Aug 13, 2026
Instrument	20266117

Lender

Name	TOMASSO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 11, 2023
Property Address	205 E WALLACE ST, FINDLAY, OH 45840-5221
Document Number	02604/2034
Book / Page	2604 / 2034
Instrument Date	Jul 7, 2023
Instrument	202300004537
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E WALLACE ST, FINDLAY, OH 45840-5221

Mortgage

Document Number	202300004538
Date	Jul 11, 2023
Instrument	202300004538

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	205 E WALLACE ST, FINDLAY, OH 45840-5221
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002578/598
Date	Jan 29, 2021
Book Page	2578/598
Instrument	202100001097

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 25, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	205 E WALLACE ST, FINDLAY, OH 45840-5221
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002578/593
Date	Jan 29, 2021
Book Page	2578/593
Instrument	202100001096

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 205 E Wallace St was $1,769 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,769.00	$57,720 Land $11,660 Building $46,060	$164,900 Land $33,310 Building $131,590
2023	$1,569.00 (+0.38%) Homeowner's exemption	$44,100 (-) Land $8,900 Building $35,200
2022	$1,563.00 Homeowner's exemption	$44,100 Land $8,900 Building $35,200	$126,010 Land $25,430 Building $100,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 E Wallace St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 E Wallace St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

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