205 E Valley St, Willits, CA 95490 Property Records

Mendocino County property record for 205 E Valley St, Willits, CA 95490

Property Summary

Property Type	Single Family Home
Lot Size	0.271 acres (11,821 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Mar 2019)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2022 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`006-051-32`

Property Details

APN / Parcel Number

Primary APN	`006-051-32`
Alternative APN	`006-051-32-00`

Exterior

Lot Area	11,821 sqft (0.271 acres)

Location & Zoning

Old Parcel Number	006-051-32
Street Address	205 E VALLEY ST
City	WILLITS
State	CA
Zip	95490-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MH
Legal Subdivision	DOUGHERTYS ADD
Legal Block	1
Legal Lot Number	32
Jurisdiction	MENDOCINO CA
Township / Civil Division	WILLITS
Census Block Group	1
Census Block	1021
Census Tract	10700

Owner

Source: Mendocino County assessment roll, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	205 E VALLEY ST, WILLITS, CA 95490-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Mar 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 4, 2020	Deed of Trust, Mortgage STEARNS LNDG LLC
Mar 25, 2019	Grant Deed, Transfer REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	20193102
Last Transfer Date	Feb 4, 2020
Transfer Doc	0000001437
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	205 E VALLEY ST, WILLITS, CA 95490-3623
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E VALLEY ST, WILLITS, CA 95490-3623

Mortgage

Document Number	0000010013
Date	Dec 1, 2025
Instrument	2025-10013

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	205 E VALLEY ST, WILLITS, CA 95490-3623
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E VALLEY ST, WILLITS, CA 95490-3623

Mortgage

Document Number	0000003846
Date	Mar 23, 2022
Instrument	2022-03846

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	205 E VALLEY ST, WILLITS, CA 95490-3623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E VALLEY ST, WILLITS, CA 95490-3623

Mortgage

Document Number	0000012120
Date	Sep 16, 2020
Instrument	2020-12120

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	205 E VALLEY ST, WILLITS, CA 95490-3623
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	205 E VALLEY ST WILLITS CA 954903623, WILLITS, CA 95490-3623

Mortgage

Document Number	1438
Date	Feb 7, 2020
Instrument	1438

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Mar 25, 2019
Property Address	205 E VALLEY ST, WILLITS, CA 95490-3623
Document Number	0000003102
Instrument Date	Mar 20, 2019
Instrument	3102
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC

Transaction

Amount	Amount Recorded
Tax	$187.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	69350 HIGHWAY 101 N #4 LEGGETT CA 955858915, 4, LEGGETT, CA 95585-8915

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Willits City
Unified School District	Willits Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$238,030 (+2%) Land $85,334 Building $152,696
2025	$3,840.00 (+6.76%) Homeowner's exemption	$233,363 (+4.04%) Land $83,661 Building $149,702
2023	$3,597.00 (+22.6%) Homeowner's exemption	$224,303 Land $80,413 Building $143,890
2020	$2,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1992–1996)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1996 · alluvial fan flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLITS serves 6,175 people · EPA ID CA2310004
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
Wi-Fiber Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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