205 E Summit St, Creston, IA 50801 Property Records

Union County property record for 205 E Summit St, Creston, IA 50801

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,632 sqft · built 1957
Lot Size0.331 acres (14,400 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Apr 2017)
Tax Bill$2,924 (2025)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0501431010

Property Details

APN / Parcel Number

Primary APN0501431010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Finished Basement840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,400 sqft (0.331 acres)
Lot Dimensions120 ft deep x 120 ft wide
Garage TypeMixed
Garage Area1,296 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area240 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address205 E SUMMIT ST
CityCRESTON
StateIA
Zip50801-2537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWIG 1ST LOTS 65-66
Legal SubdivisionSWIGERTS ADDITION
Legal Lot Number65,66
JurisdictionUNION IA
Township / Civil DivisionCRESTON
Census Block Group4
Census Block4035
Census Tract190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address205 E SUMMIT ST, CRESTON, IA 50801-2537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Deed Document Number2017604
Deed Book / Page1146 / 139
Record UpdatedOct 29, 2026

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionUNION IA
Recording DateApr 21, 2017
Property Address205 E SUMMIT ST, CRESTON, IA 50801-2537
Document Number001146/139
Book / Page1146 / 139
Instrument DateApr 18, 2017
Instrument2017-00000604
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2000 PHEASANT AVE, AFTON, IA 50830-8171

Mortgage

Document Number001146/144
DateApr 21, 2017
Book Page1146/144
Instrument2017-00000606
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCreston City
CountyUnion County
Unified School DistrictCreston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,300 (-) Land $17,100 Building $169,200$186,300 (-) Land $17,100 Building $169,200
2025$2,924.00 (+0.62%) Homeowner's exemption$186,300 (+33%) Land $17,100 Building $169,200$186,300 (+33%) Land $17,100 Building $169,200
2024$2,906.00 (+8.27%)
2023$140,070 Land $19,260 Building $120,810$140,070 Land $19,260 Building $120,810
2022$2,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTON WATER SUPPLY
serves 7,536 people · EPA ID IA8816089
Water SourceSurface water
Last State InspectionDec 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment Techniques
Jun 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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