205 E St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 205 E St, Mount Sterling, KY 40353

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Oct 2007)
Tax Bill	$674 (2025)
Flood Zone	Zone X (minimal risk)
APN	`031-20-04-006.00`

Property Details

APN / Parcel Number

Primary APN	`031-20-04-006.00`
Alternative APN	`1903`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Basement Area	525 sqft
Finished Basement	525 sqft
Family Room	Family Room

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1903
Street Address	205 E ST
City	MOUNT STERLING
State	KY
Zip	40353-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLDFIELD SUBD LOTS 219 & 222/HOUSE
Legal Subdivision	OLDFIELD SUBD
Legal Lot Number	219,222
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	2
Census Block	2005
Census Tract	920201

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1905 HEATHER WAY, MOUNT STERLING, KY 40353-8106
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2007 · Amount on Record
Deed Sale	Oct 31, 2007 · Amount on Record
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$674.00 (+1.05%)	$62,000 (-)	$62,000 (-)
2023	$667.00	$62,000	$62,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20