205 E Poplar St, Normal, IL 61761 Property Records

McLean County property record for 205 E Poplar St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,407 sqft · built 1913
Lot Size	0.202 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,427 (2024)
Deeds & Mortgages	May 2026 Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-27-109-005`

Property Details

APN / Parcel Number

Primary APN	`14-27-109-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft
Basement Area	1,389 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Roof Material	Asphalt
Lot Area	8,712 sqft (0.202 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	616 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	205 E POPLAR ST
City	NORMAL
State	IL
Zip	61761-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FIRST ADD TO NORMAL LOT 2 BLK 15
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	FIRST ADD
Legal Block	15
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2018
Census Tract	106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 E POPLAR ST, NORMAL, IL 61761-1769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CREDIT UNION
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit MID-ILLINI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	May 15, 2026
Property Address	205 E POPLAR ST, NORMAL, IL 61761-1769
Document Number	0000006808
Instrument Date	Apr 8, 2026
Instrument	20266808
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	205 E POPLAR ST, NORMAL, IL 61761-1769
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006808,
Date	May 15, 2026
Instrument	20266808

Lender

Name	ILLINOIS STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	205 E POPLAR ST, NORMAL, IL 61761-1769
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004573
Date	Mar 10, 2022
Instrument	2022-00004573

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,059 (+21.89%) Land $13,458 Building $52,601	$198,177 (+21.89%) Land $40,374 Building $157,803
2024	$4,427.00 (+7.35%)
2023	$4,124.00	$54,196 Land $11,041 Building $43,155	$162,588 Land $33,123 Building $129,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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