205 E Main St, Sparta, WI 54656 Property Records

Monroe County property record for 205 E Main St, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$43,450 (Mar 2022)
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`281-00932-0000`

Property Details

APN / Parcel Number

Primary APN	`281-00932-0000`
Alternative APN	`281-180-003-001`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	205 E MAIN ST
City	SPARTA
State	WI
Zip	54656-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASSELMAN'S 3RD ADD PRT OF LOTS 1-4, BLK 3
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	CASSELMANS 3RD ADDITION RICHARD J
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1021
Census Tract	950400

Owner

Source: Monroe County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 E MAIN ST, SPARTA, WI 54656-1854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY FINANCIAL BANK
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FINANCIAL BANK
Mar 7, 2022	Intrafamily Transfer, Transfer
Apr 17, 2020	Quit Claim Deed, Transfer · Conventional Mortgage JACKSON COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	2022706828
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0000706828
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	205 E MAIN ST, SPARTA, WI 54656-1854
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000732503
Date	Feb 19, 2026
Instrument	732503

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2046

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	205 E MAIN ST, SPARTA, WI 54656-1854
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000710537
Date	Aug 24, 2022
Instrument	710537

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE WI
Recording Date	Mar 7, 2022
Property Address	205 E MAIN ST, SPARTA, WI 54656-1854
Document Number	0000706828
Instrument Date	Feb 25, 2022
Instrument	706828
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE WI
Recording Date	Apr 17, 2020
Property Address	205 E MAIN ST, SPARTA, WI 54656-1854
Document Number	687502
Instrument Date	Apr 10, 2020
Instrument	687502
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$105.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 E MAIN ST, 205, SPARTA, WI 54656-1854

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 E MAIN ST, SPARTA, WI 54656-1854

Mortgage

Document Number	687503
Date	Apr 17, 2020
Instrument	687503

Lender

Name	JACKSON COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00 (+24.95%) Homeowner's exemption	$145,400 (+19.67%) Land $9,600 Building $135,800	$145,300 (+21.49%)
2023	$1,651.00 Homeowner's exemption	$121,500 Land $6,900 Building $114,600	$119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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