205 E Main St, Sackets Harbor, NY 13685 Property Records

Jefferson County and Hounsfield Town property record for 205 E Main St, Sackets Harbor, NY 13685

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,026 sqft · built 1900
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on Record
Last Sale$35,000 (Nov 2014)
Tax Bill$4,361 (2026)
Deeds & MortgagesMay 2021 Refinance
Feb 2020 Mortgage
APN223801 88.28-2-45

Property Details

APN / Parcel Number

Primary APN223801 88.28-2-45
Alternative APN
  • 38010880280002045000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,026 sqft Living Area
1st Floor Area1,028 sqft
2nd Floor Area998 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeRaised
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchSlab
Porch Area203 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number223801 88.28-2-45
Street Address205 E MAIN ST
CitySACKETS HARBOR
StateNY
Zip13685-3158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number45.000
JurisdictionJEFFERSON NY
Township / Civil DivisionHOUNSFIELD
Census Block Group1
Census Block1037
Census Tract60402

Owner

Source: Jefferson County and Hounsfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address205 E MAIN ST, SACKETS HARBOR, NY 13685-3158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHERN FEDERAL CU
Feb 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2014 · Amount on Record
Deed SaleNov 25, 2014 · Amount on Record
Deed Book / Page2014 / 16671
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address205 E MAIN ST, SACKETS HARBOR, NY 13685-3158
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007925
DateMay 25, 2021
Instrument2021-00007925
Lender
NameNORTHERN FEDERAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address205 E MAIN ST, SACKETS HARBOR, NY 13685-3158
Document Number0000003301
Instrument DateFeb 6, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 E MAIN ST SACKETS HARBOR NY 136853158, SACKETS HARBOR, NY 13685-3158

Mortgage

Document Number0000003301
DateMar 16, 2020
Instrument3301
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 15, 2035

Tax Assessment & Valuation

Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
County SubdivisionHounsfield Town
MunicipalitySackets Harbor Village
Unified School DistrictSackets Harbor Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,361.00 (-3.58%)
2025$4,523.00$207,800 (-7.31%) Land $46,100 Building $161,700$233,483 (+4.14%) Land $51,798 Building $181,685
2023$224,200 Land $46,100 Building $178,100$224,200 Land $46,100 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACKETS HARBOR VILLAGE
serves 2,200 people · EPA ID NY2202343
Water SourceSurface water
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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