205 E M St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 205 E M St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,452 sqft · built 1905
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2018 Mortgage
APN	`1943-01-0-00743-001-0001`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-00743-001-0001`
Alternative APN	`010018921`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	968 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2012
Architectural Style	Modern
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Patio Area	176 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	205 E M ST
City	GERING
State	NE
Zip	69341-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	BLK 1, MONTAGUE SUB
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	MONTAGUE SUB
Legal Block	1
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	4
Census Block	4005
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 E M ST, GERING, NE 69341-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Apr 20, 2018	Deed of Trust, Mortgage · ARM PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	205 E M ST, GERING, NE 69341-3140
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020226132
Date	Dec 23, 2022
Instrument	2022-6132

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 10, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.7%
Type Change Date	Jan 10, 2028
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	9.7%
Index	5-Year TN
Margin	3
Max Rate	13.7%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	205 E M ST, GERING, NE 69341-3140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181769
Date	Apr 20, 2018
Instrument	2018-1769

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	81 Months
Due	Jan 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Apr 20, 2023
Index	5-Year CMT

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,135 (+7.56%) Land $45,665 Building $91,470	$137,135 (+7.56%) Land $45,665 Building $91,470
2025	$2,144.00 (+44.57%)	$127,495 (+84.19%) Land $45,665 Building $81,830	$127,495 (+84.19%) Land $45,665 Building $81,830
2023	$1,483.00	$69,221 Land $9,868 Building $59,353	$69,221 Land $9,868 Building $59,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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