205 E Larson St, Plano, IL 60545 Property Records

Kendall County property record for 205 E Larson St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,512 sqft · built 1952
Lot Size	0.304 acres (13,233 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Jan 2008)
Tax Bill	$5,485 (2024)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-27-255-008`

Property Details

APN / Parcel Number

Primary APN	`01-27-255-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,233 sqft (0.304 acres)
Lot Dimensions	146 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	205 E LARSON ST
City	PLANO
State	IL
Zip	60545-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 & W 1/2 LT 35 BONNIE ACRES SUB CITY OF PLANO
Legal Subdivision	BONNIE ACRES SUB
Legal Lot Number	37,35
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2010
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 E LARSON ST, PLANO, IL 60545-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2008 · Amount on Record
Deed Sale	Jan 30, 2008 · Amount on Record
Prior Sale	Aug 10, 2006 · Amount on Record
Deed Document Number	20082650
Prior Transfer Date	Dec 1, 1997
Prior Transfer Doc	0000000953
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	May 13, 2026
Property Address	205 E LARSON ST, PLANO, IL 60545-2048
Document Number	0000006739
Instrument Date	May 7, 2026
Instrument	20266739
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E LARSON ST, PLANO, IL 60545-2048

Mortgage

Document Number	0000006739,
Date	May 13, 2026
Instrument	20266739

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	205 E LARSON ST, PLANO, IL 60545-2048
Transaction Type	Mortgage
Record Updated	Sep 6, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E LARSON ST, PLANO, IL 60545-2048

Mortgage

Document Number	0000007356
Date	Jul 6, 2023
Instrument	202300007356

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	205 E LARSON ST, PLANO, IL 60545-2048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005370
Date	Apr 11, 2017
Instrument	201700005370

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,431 (+9.31%) Land $13,471 Building $65,960	$238,293 (+9.31%) Land $40,413 Building $197,880
2024	$5,485.00	$72,666 (+23.22%) Land $12,324 Building $60,342	$217,998 (+23.22%) Land $36,972 Building $181,026
2022		$58,972 Land $10,002 Building $48,970	$176,916 Land $30,006 Building $146,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

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