205 E Jackson St, Ridgeland, MS 39157 Property Records

Madison County property record for 205 E Jackson St, Ridgeland, MS 39157 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,596 sqft · built 1975
OwnerIndividual Name on File
Tax Bill$1,603 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072I-29B-005

Property Details

APN / Parcel Number

Primary APN072I-29B-005
Alternative APNs
  • 072I-29B-005/00.00
  • 16287

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,596 sqft Adjusted Area
1st Floor Area1,462 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Deck Area184 sqft
Patio Area184 sqft
Utility Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number16287
Old Parcel Number072I-29B-005/00.00
Street Address205 E JACKSON ST
CityRIDGELAND
StateMS
Zip39157-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT FRONTING 155 FT ON S/S RD -155X 109X154.1X103- IN W1/2 NW1/4 ALL IN SEC 29
Legal Range02E
Legal Township07N
Legal Section29
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group3
Census Block3009
Census Tract30109

Owner

Source: Madison County records · APN 072I-29B-005

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address205 E JACKSON ST, RIDGELAND, MS 39157-2515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI
Oct 02, 2020Deed of Trust, Mortgage
BANKPLUS
Mar 27, 2019Deed of Trust, Mortgage
CITIZENS NAT'L BK/MERIDIAN
Oct 04, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2022
Deed SaleFeb 25, 2022
Prior SaleMar 23, 2016
Deed Document Number0004174527
Deed Book / Page4174 / 527
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateFeb 25, 2022
Property Address205 E JACKSON ST, RIDGELAND, MS 39157-2515
Document Number004174/527
Book / Page4174 / 527
Instrument DateFeb 18, 2022
Instrument951216
Transaction TypeTransfer
Record UpdatedMar 08, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1888 MAIN ST # STC-201, 1888, MADISON, MS 39110-6337

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 E JACKSON ST, RIDGELAND, MS 39157-2515

Mortgage

Document Number0000951217
DateFeb 25, 2022
Instrument951217
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address205 E JACKSON ST, RIDGELAND, MS 39157-2515
Document Number0000907115
Instrument DateOct 02, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1888 MAIN ST C #201 MADISON MS 39110, 201, MADISON, MS 39110

Mortgage

Document Number0000907115
DateOct 06, 2020
Book Page003924/000764
Instrument907115
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term60 Months
DueOct 05, 2025

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address205 E JACKSON ST, RIDGELAND, MS 39157-2515
Document Number0000861803
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1888 MAIN ST #C201 MADISON MS 391106337, C201, MADISON, MS 39110-6337

Mortgage

Document Number0000861803
DateApr 08, 2019
Book Page003707/000897
Instrument861803
Lender
NameCITIZENS NAT'L BK/MERIDIAN
TypeBank
AddressMADISON, MS 39110
Agreement
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address205 E JACKSON ST, RIDGELAND, MS 39157-2515
Document Number0000826355
Book / Page003534 / 000740
Instrument DateOct 04, 2017
Transaction TypeMortgage
Record UpdatedNov 06, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1888 MAIN ST C #201 MADISON MS 39110, 201, MADISON, MS 39110

Mortgage

Document Number0000826355
DateOct 18, 2017
Book Page003534/000740
Instrument826355
Lender
NameCITIZENS NAT'L BK/MERIDIAN
TypeBank
AddressMADISON, MS 39110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 17, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,603.00$14,882 (-)$99,210 (-) Land $15,000 Building $84,210
2024$1,603.00
2023$1,603.00$14,882$99,210 Land $15,000 Building $84,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890301093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2020–2022)
Most Recent ClaimApr 2022, rainfall accumulation

Wildfire

Wildfire RiskLow
above 32% of the US · above 15% of Mississippi
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Ozborn CommunicationsFixed Wireless (licensed-by-rule)301 / 172
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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