205 E Islay St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 205 E Islay St, Santa Barbara, CA 93101

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.75 ba · 2,657 sqft · built 1929
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,835,000 (Feb 2021)
Tax Bill	$32,393 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-042-010`

Property Details

APN / Parcel Number

Primary APN	`027-042-010`
Alternative APN	`02704210`

Interior

Bedrooms	3 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,657 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	205 E ISLAY ST
City	SANTA BARBARA
State	CA
Zip	93101-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	LOT 7 BLK 16
Legal Subdivision	SANTA BARBARA
Legal Block	16
Legal Lot Number	7
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4003
Census Tract	400

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 E ISLAY ST, SANTA BARBARA, CA 93101-1034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 12, 2021	Grant Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Sep 30, 2005
Deed Document Number	202111131
Prior Transfer Date	Dec 4, 2018
Prior Transfer Doc	0000005810
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	205 E ISLAY ST, SANTA BARBARA, CA 93101-1034
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E ISLAY ST, SANTA BARBARA, CA 93101-1034

Mortgage

Document Number	0000025581
Date	Aug 31, 2023
Instrument	2023-0025581

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 12, 2021
Property Address	205 E ISLAY ST, SANTA BARBARA, CA 93101-1034
Document Number	0000011131
Instrument Date	Feb 9, 2021
Instrument	2021-0011131
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	205 E ISLAY ST, SANTA BARBARA, CA 93101-1034

Mortgage

Document Number	0000011132
Date	Feb 12, 2021
Instrument	2021-0011132

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	205 E ISLAY ST, SANTA BARBARA, CA 93101-1034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014432
Date	Apr 15, 2019
Instrument	2019-0014432

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 13, 2019
Property Address	205 E ISLAY ST, SANTA BARBARA, CA 93101-1034
Document Number	0000005810
Instrument Date	Dec 4, 2018
Instrument	5810
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	205 E ISLAY ST SANTA BARBARA CA 931011034, SANTA BARBARA, CA 93101-1034

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,130,066 (+2%) Land $1,656,120 Building $1,473,946
2025	$32,393.00 (+3.62%)	$3,068,694 (+4.04%) Land $1,623,648 Building $1,445,046
2023	$31,262.00 (+1.74%)	$2,949,534 Land $1,560,600 Building $1,388,934
2022	$30,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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