Livingston County property record for 205 E Howard St, Pontiac, IL 61764
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 5,536 sqft · built 1890 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,855 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-15-22-291-006 |
| Primary APN | 15-15-22-291-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 5,536 sqft Living Area |
| Basement Area | 2,171 sqft |
| Unfinished Basement | 2,171 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Heating System | Gas |
|---|
| Street Address | 205 E HOWARD ST |
|---|---|
| City | PONTIAC |
| State | IL |
| Zip | 61764-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 22 291 006 LOT 60 X 120 LOT 5 BLK 33 CITY OF PONTIAC |
| Legal Block | 33 |
| Legal Lot Number | 5 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | PONTIAC |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 960600 |
205 E Howard St, a single family home, is owned by a company.
Source: Livingston County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 715, PONTIAC, IL 61764-0715 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 205 E HOWARD ST, PONTIAC, IL 61764-1919 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R03631 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021R-03631 |
| Name | BANK OF PONTIAC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 205 E Howard St was $7,855, up 7.8% from the year before.
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Pontiac Township |
| Municipality | Pontiac City |
| Elementary School District | Pontiac Community Consolidated School District 429 (PK - 08) |
| Secondary School District | Pontiac Township High School District 90 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,855.00 (+7.78%) | $89,622 (+13.7%) Land $5,263 Building $84,359 | $268,866 (+13.7%) Land $15,789 Building $253,077 |
| 2024 | $7,288.00 | $78,823 Land $4,629 Building $74,194 | $236,469 Land $13,887 Building $222,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 E Howard St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 205 E Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.36 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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