205 E Gale St, Edenton, NC 27932 Property Records

Chowan County property record for 205 E Gale St, Edenton, NC 27932

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 2,054 sqft · built 1917
Lot Size	0.244 acres (10,629 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Apr 2021)
Tax Bill	$2,180 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`780408892617`

Property Details

APN / Parcel Number

Primary APN	`780408892617`
Alternative APN	`50108`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,054 sqft Total Area
Flooring	Tile
Interior Walls	Masonry

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1960
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Metal
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Porch	Slab
Porch Area	172 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50108
Street Address	205 E GALE ST
City	EDENTON
State	NC
Zip	27932-2081
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R5
Legal Description	205 E GALE ST
Legal Subdivision	TOWN-01
Jurisdiction	CHOWAN NC
Township / Civil Division	1, EDENTON
Census Block Group	2
Census Block	2021
Census Tract	930101

Owner

205 E Gale St, a residential property, is owned by a company that bought it in April 2021.

Source: Chowan County records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	125 COUNTRY CLUB DR, EDENTON, NC 27932-8903
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Sep 18, 2002 · Amount on File
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOWAN NC
Property Address	205 E GALE ST, EDENTON, NC 27932-2081
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 COUNTRY CLUB DR, EDENTON, NC 27932-8903

Mortgage

Document Number	000574/895
Date	Oct 20, 2023
Book Page	574/895
Instrument	426298

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	EDENTON, NC 27932

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 205 E Gale St was $2,180, up 40.2% from the year before.

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Municipality	Edenton Town
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,180.00 (+40.19%)	$181,672 (+34.33%) Land $41,480 Building $140,192	$181,672 (+34.33%) Land $41,480 Building $140,192
2025	$1,555.00	$135,244 Land $9,028 Building $126,216	$135,244 Land $9,028 Building $126,216
2023	$200.00	$18,290 Land $9,028 Building $9,262	$18,290 Land $9,028 Building $9,262

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 205 E Gale St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	91 units insured incl. 32 condo units
Nearby Flood Claims	98 (1982–2024)
Claims Outside the SFHA	6 of 98
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irene, Aug 2011 · 24 claims Hurricane Isabel, Sep 2003 · 51 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 E Gale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EDENTON serves 5,500 people · EPA ID NC0421010
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20