205 E Decker St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 205 E Decker St, Johnstown, NY 12095

Property Summary

Details	4 bd · 2.5 ba · 1,872 sqft · built 1953
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Sep 2022)
Tax Bill	$5,992 (2026)
Deeds & Mortgages	Sep 2022 Sale Sep 2020 Sale & Mortgage
APN	`170800 162.16-2-12.5`

Property Details

APN / Parcel Number

Primary APN	`170800 162.16-2-12.5`
Alternative APN	`080016201600020120050000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	528 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	180 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	1,521 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	205 E DECKER ST
City	JOHNSTOWN
State	NY
Zip	12095-1326
Property Category	Other
Property Type	Unknown
Local Zoning Code	03 - MULTI
Legal Block	2
Legal Lot Number	12.005
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	1
Census Block	1019
Census Tract	971200

Owner

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 E DECKER ST, JOHNSTOWN, NY 12095-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer
Sep 29, 2020	Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202276848
Prior Transfer Date	Jan 9, 2015
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Sep 12, 2022
Property Address	205 E DECKER ST, JOHNSTOWN, NY 12095-1326
Document Number	0202276848
Instrument Date	Sep 2, 2022
Instrument	2022-76848
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 PROSPECT ST, JOHNSTOWN, NY 12095-2502

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Sep 29, 2020
Property Address	205 E DECKER ST, JOHNSTOWN, NY 12095-1326
Document Number	0202063249
Instrument Date	Sep 3, 2020
Instrument	2020-63249
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 JOCKEYVILLE RD # LOT25, LOT25, GLOVERSVILLE, NY 12078-6706
Investor	Possibly a Property Investor

Mortgage

Document Number	0202063250
Date	Sep 29, 2020
Instrument	2020-63250

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,992.00 (-31.49%)
2025	$8,746.00	$190,000 (-) Land $44,600 Building $145,400	$306,452 (+20.97%) Land $71,936 Building $234,516
2023		$190,000 Land $44,600 Building $145,400	$253,333 Land $59,467 Building $193,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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