205 E Cooper St, Tipton, MO 65081 Property Records

Moniteau County property record for 205 E Cooper St, Tipton, MO 65081

Property Summary

Property Type	Single Family Home
Details	1,367 sqft · built 1956
Lot Size	0.237 acres (10,342 sqft)
Owner	Individual Name on Record
Last Sale	$185,676 (Aug 2026)
Tax Bill	$650 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-740-0`

Property Details

APN / Parcel Number

Primary APN	`28-740-0`
Alternative APN	`08-5.0-22-002-001-010.000`

Interior

Building Area	1,367 sqft Adjusted Area
1st Floor Area	1,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,342 sqft (0.237 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	28-740-0
Street Address	205 E COOPER ST
City	TIPTON
State	MO
Zip	65081-8477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 94' OF W 10' LOT 12/S 94' OF LOTS 13 & 14 TIPTON SEC22 TWP45 R17 SEC 22
Legal Range	17W
Legal Township	45N
Legal Section	22
Legal Subdivision	TIPTON CENTRAL
Legal Lot Number	12-14
Jurisdiction	MONITEAU MO
Township / Civil Division	WILLOW FORK
Census Block Group	3
Census Block	3043
Census Tract	385400

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 E COOPER ST, TIPTON, MO 65081-8477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit FCS FINANCIAL FLCA
Nov 18, 2025	Beneficiary Deed, Transfer
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage ALLIANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	20261454
Prior Transfer Date	Nov 17, 2025
Prior Transfer Doc	0202502064
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Aug 7, 2026
Property Address	205 E COOPER ST, TIPTON, MO 65081-8477
Document Number	0000001454
Instrument Date	Aug 4, 2026
Instrument	20261454
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E COOPER ST, TIPTON, MO 65081-8477

Mortgage

Document Number	0000001455,
Date	Aug 7, 2026
Instrument	20261455

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Recording Date	Jul 10, 2026
Property Address	205 E COOPER ST, TIPTON, MO 65081-8477
Document Number	0000001243
Instrument Date	Jul 10, 2026
Instrument	20261243
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	32782 HIGHWAY 5, TIPTON, MO 65081-3517

Mortgage

Document Number	0000001243,
Date	Jul 10, 2026
Instrument	20261243

Lender

Name	FCS FINANCIAL FLCA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONITEAU MO
Recording Date	Nov 18, 2025
Property Address	205 E COOPER ST, TIPTON, MO 65081-8477
Document Number	0202502064
Instrument Date	Nov 17, 2025
Instrument	202502064
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	205 E COOPER ST, TIPTON, MO 65081-8477

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Oct 26, 2020
Property Address	205 E COOPER ST, TIPTON, MO 65081-8477
Document Number	0202002129
Instrument Date	Oct 23, 2020
Instrument	202002129
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 E COOPER ST, TIPTON, MO 65081-8477

Mortgage

Document Number	0202002130
Date	Oct 26, 2020
Instrument	202002130

Lender

Name	ALLIANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Tipton City
Unified School District	Tipton R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,340 (-)
2025	$650.00 (+9.98%)	$10,340 (-)	$54,400 (-) Land $8,100 Building $46,300
2023	$591.00	$10,340	$54,400 Land $8,100 Building $46,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON PWS serves 2,861 people · EPA ID MO3010791
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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