205 E Ash St, Cobden, IL 62920 Property Records

Union County property record for 205 E Ash St, Cobden, IL 62920

Property Summary

Property TypeSingle Family Home
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Tax Bill$532 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN14-00-10-228

Property Details

APN / Parcel Number

Primary APN14-00-10-228
Alternative APN
  • 04-30-431-013

Exterior

Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide

Location & Zoning

Street Address205 E ASH ST
CityCOBDEN
StateIL
Zip62920-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75' X 110' LOT 1 WILLIS GREEN'S HEIRS' ADD.
Legal SubdivisionWILLIS GREEN'S HEIRS' ADD
Legal Lot Number1
JurisdictionUNION IL
Township / Civil DivisionCOBDEN DISTRICT 1
Census Block Group4
Census Block4021
Census Tract950100

Owner

205 E Ash St is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address205 E ASH ST, COBDEN, IL 62920-2404
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IL
Property Address205 E ASH ST, COBDEN, IL 62920-2404
Transaction TypeMortgage
Record UpdatedApr 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 E ASH ST, COBDEN, IL 62920-2404

Mortgage

Document Number02023R0832
DateApr 6, 2023
Instrument2023R0832
Lender
NameANNA-JONESBORO NATIONAL BANK
TypeBank
AddressANNA, IL 62906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 15, 2038
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateApr 15, 2028
Change Frequency5 Years
Min Rate At Change6.5%
Max Rate At Change8.5%
Index5-Year TN
Max Rate12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 205 E Ash St was $532 with exemptions applied.

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCobden Village
CountyUnion County
Unified School DistrictCobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$532.00$17,370 Land $2,760 Building $14,610$52,110 Land $8,280 Building $43,830
2022$515.00 Homeowner's exemption$13,968 Land $2,222 Building $11,746$41,904 Land $6,666 Building $35,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 E Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 E Ash St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBDEN
serves 1,267 people · EPA ID IL1810150
Water SourceGroundwater
Last State InspectionDec 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: ClearWave.

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