205 E 5th St, Tipton, IA 52772 Property Records

Cedar County property record for 205 E 5th St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,001 sqft · built 1919
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Feb 2022)
Tax Bill	$2,948 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048011061310020`

Property Details

APN / Parcel Number

Primary APN	`048011061310020`
Alternative APN	`48004801106131002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,001 sqft Living Area
Attic	Attic
Attic Area	304 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	205 E 5TH ST
City	TIPTON
State	IA
Zip	52772-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIPTON LOT 12 BLK 17
Legal Block	17
Legal Lot Number	12
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3022
Census Tract	450300

Owner

205 E 5th St is owned and occupied by two individuals who bought it in February 2022.

Source: Cedar County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 E 5TH ST, TIPTON, IA 52772-1850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage COUNTY BANK
Feb 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	2022648
Deed Book / Page	1636 / 281
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	205 E 5TH ST, TIPTON, IA 52772-1850
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001597/1
Date	Jun 29, 2021
Book Page	1597/1
Instrument	2021 2508

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 31, 2022

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Feb 28, 2022
Property Address	205 E 5TH ST, TIPTON, IA 52772-1850
Document Number	001636/281
Book / Page	1636 / 281
Instrument Date	Feb 23, 2022
Instrument	2022 648
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 E 5TH ST, TIPTON, IA 52772-1850

Mortgage

Document Number	001636/285
Date	Feb 28, 2022
Book Page	1636/285
Instrument	2022 649

Lender

Name	COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Feb 1, 2017
Property Address	205 E 5TH ST, TIPTON, IA 52772-1850
Document Number	001349/001
Book / Page	1349 / 001
Instrument Date	Jan 19, 2017
Instrument	2017 0270
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Tax	$197.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 E 5TH ST, TIPTON, IA 52772-1850

Tax Assessment & Valuation

The 2026 property tax bill for 205 E 5th St was $2,948 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,948.00 Homeowner's exemption	$188,310 (-) Land $14,760 Building $173,550	$188,310 (-) Land $14,760 Building $173,550
2025	$2,948.00 (+1.24%) Homeowner's exemption	$188,310 Land $14,760 Building $173,550	$188,310 Land $14,760 Building $173,550
2024	$2,912.00
2023		$162,850 (+26.62%) Land $14,760 Building $148,090	$162,850 Land $14,760 Building $148,090
2022	$2,436.00 Homeowner's exemption	$128,610 Land $12,080 Building $116,530
2021			$128,610 Land $12,080 Building $116,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 205 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Cedar Communications.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures