205 E 4th St, Readlyn, IA 50668 Property Records

Bremer County property record for 205 E 4th St, Readlyn, IA 50668

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,937 sqft · built 1930
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$130,500 (May 2019)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-11-476-001`

Property Details

APN / Parcel Number

Primary APN	`11-11-476-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,937 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	308 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	205 E 4TH ST
City	READLYN
State	IA
Zip	50668-7773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-12 ORIGINAL LOTS 11 & 12 BLK 8
Legal Range	12W
Legal Township	91N
Legal Section	11
Legal Subdivision	READLYN (ORIGINAL TOWN)
Legal Block	8
Legal Lot Number	11,12
Jurisdiction	BREMER IA
Township / Civil Division	MAXFIELD
Census Block Group	1
Census Block	1021
Census Tract	4300

Owner

205 E 4th St is owned by two individuals who acquired it in April 2021.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 23, READLYN, IA 50668-0023
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
May 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage READLYN SAVINGS BANK
Aug 29, 2018	Warranty Deed, Transfer PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Document Number	20191482
Last Transfer Date	Apr 23, 2021
Transfer Doc	0000002602
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	205 E 4TH ST, READLYN, IA 50668-7773
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213005
Date	Jun 16, 2021
Instrument	20213005

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	May 22, 2019
Property Address	205 E 4TH ST, READLYN, IA 50668-7773
Document Number	0020191482
Instrument Date	May 16, 2019
Instrument	20191482
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E 4TH ST, READLYN, IA 50668

Mortgage

Document Number	0020191483
Date	May 22, 2019
Instrument	20191483

Lender

Name	READLYN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0020191482
Date	May 22, 2019
Instrument	20191482

Lender

Name	READLYN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2020

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Aug 29, 2018
Property Address	205 E 4TH ST, READLYN, IA 50668-7773
Document Number	0020183284
Instrument Date	Aug 27, 2018
Instrument	20183284
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 GRANDVIEW AVE, PAPILLION, NE 68046-5842
Investor	Possibly a Property Investor

Mortgage

Document Number	0020183292
Date	Aug 30, 2018
Instrument	20183292

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 205 E 4th St was $2,968.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Readlyn City
Unified School District	Wapsie Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00	$183,960 Land $20,400 Building $163,560	$183,960 Land $20,400 Building $163,560
2023		$144,480 Land $17,840 Building $126,640	$144,480 Land $17,840 Building $126,640
2022	$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 205 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READLYN WATER SUPPLY serves 845 people · EPA ID IA0965073
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Readlyn Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Mediacom Xtream, Verizon.

Nearby Properties on E 4th St

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