205 E 3rd St, Lynn Haven, FL 32444 Property Records

Bay County property record for 205 E 3rd St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,254 sqft · built 1985
Lot Size	0.038 acres (1,655 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Apr 2002)
Tax Bill	$82 (2025)
Deeds & Mortgages	Oct 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`08886-006-000`

Property Details

APN / Parcel Number

Primary APN	`08886-006-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
1st Floor Area	630 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,655 sqft (0.038 acres)
Lot Dimensions	106 ft deep x 16 ft wide
Driveway	Driveway
Porch	Open Porch
Porch Area	234 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	205 E 3RD ST
City	LYNN HAVEN
State	FL
Zip	32444-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRA
Legal Description	BAY PARK MANOR (1.05) 102B4 COM AT SW COR OF LOT 16 TH N 43.55 E 53 FOR POB N 106.45 E 16.5 S 106.45 W 16.5TO POB BEING PART OF LOTS 1 & 16 ORB 1587 P 293 BLK J ORB 2026 P 1536 ORB 2112 P 143 ORB 2136 P 2391 ORB 2911 P 2325
Legal Range	14W
Legal Township	03S
Legal Section	04
Legal Subdivision	BAY PARK MANOR
Legal Block	J
Legal Lot Number	16
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1017
Census Tract	1402

Owner

205 E 3rd St is owned and occupied by an individual who acquired it in June 2006.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	205 E 3RD ST, LYNN HAVEN, FL 32444-1410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2002 · Amount on File
Deed Sale	Apr 25, 2002 · Amount on File
Prior Sale	May 2, 2001 · Amount on File
Deed Document Number	200224874
Deed Book / Page	2136 / 2391
Last Transfer Date	Jun 5, 2006
Transfer Doc	0029112325
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 5, 2026
Property Address	205 E 3RD ST, LYNN HAVEN, FL 32444-1410
Document Number	0000061838
Book / Page	5086 / 24
Instrument Date	Oct 5, 2026
Instrument	202661838
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E 3RD ST, LYNN HAVEN, FL 32444-1410

Tax Assessment & Valuation

The 2025 property tax bill for 205 E 3rd St was $82 with exemptions applied, down 85.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$82.00 (-85.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$78,957	$95,127 Land $7,308 Building $87,819
2024	$550.00 (+5.77%)
2023	$520.00 (+8.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$74,497 (+3%)	$81,078 (+9.95%) Land $7,461 Building $73,617
2022	$479.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$72,327	$73,739 Land $7,099 Building $66,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 E 3rd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	88 (1995–2021)
Claims Outside the SFHA	40 of 88
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 45 claims Severe Storms And Flooding, Jul 2013 · 4 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 E 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75