Cherokee County property record for 205 E 3rd St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 905 sqft · built 1927 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on File |
| Last Sale | $100,000 (Sep 2018) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028186-23-3 |
| Primary APN | 028186-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 905 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Slab |
| Street Address | 205 E 3RD ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 205 E 3RD ST FM PAINTER $100,000 3 PAR PROBATE R W STOCKWELL |
| Legal Tract | 139 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970302 |
Source: Cherokee County records · APN 028186-23-3
Assessment roll updated November 20, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 202 HAMPTON BLVD, GAFFNEY, SC 29341-3510 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Apr 23, 2009 |
| Deed Document Number | 20184787 |
| Deed Book / Page | 106 / 2815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 24, 2026 |
| Property Address | 205 E 3RD ST, GAFFNEY, SC 29340-2524 |
| Document Number | 0001960210 |
| Book / Page | 196 / 210 |
| Map Reference | VOL 117 PG 2800 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026-1534 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 205 E 3RD ST, GAFFNEY, SC 29340-2524 |
| Document Number | 0020261535 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026-1535 |
| Name | BANKSOUTH MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2066 |
Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 (+5.68%) | $2,440 (-) Land $480 Building $1,960 | $40,600 (-) Land $8,000 Building $32,600 |
| 2023 | $792.00 | $2,440 Land $480 Building $1,960 | $40,600 Land $8,000 Building $32,600 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GAFFNEY BPW serves 24,290 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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