Clay County property record for 205 E 3rd St, Everly, IA 51338
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1912 |
| Lot Size | 0.244 acres (10,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Apr 2010) |
| Tax Bill | $1,378 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 963803310006 |
| Primary APN | 963803310006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Attic Area | 400 sqft |
| Basement Area | 728 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1912 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 10,650 sqft (0.244 acres) |
| Lot Dimensions | 150 ft deep x 71 ft wide |
| Garage Type | Detached |
| Garage Area | 1,284 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 265 sqft |
| Patio Area | 265 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 49096380331000600 |
|---|---|
| Street Address | 205 E 3RD ST |
| City | EVERLY |
| State | IA |
| Zip | 51338-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE FAMILY |
| Legal Description | W 1/2 3-5 1 O.P. |
| Legal Range | 38 |
| Legal Township | 03 |
| Legal Section | 03 |
| Legal Subdivision | ORIGINAL PLAT |
| Jurisdiction | CLAY IA |
| Township / Civil Division | LONE TREE |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 80400 |
Source: Clay County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 205 E 3RD ST, EVERLY, IA 51338-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2010 · Amount on Record |
| Deed Sale | Apr 1, 2010 · Amount on Record |
| Deed Document Number | 0002010809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 205 E 3RD ST, EVERLY, IA 51338-7714 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3568 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 2020/3568 |
| Instrument | 2020 3568 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Dec 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Everly City |
| Unified School District | Clay Central-Everly Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,330 (-0.99%) Land $10,860 Building $100,470 | $111,330 (-0.99%) Land $10,860 Building $100,470 | |
| 2024 | $1,378.00 (+17.58%) | ||
| 2023 | $112,440 (+24.23%) Land $10,860 Building $101,580 | $112,440 (+24.23%) Land $10,860 Building $101,580 | |
| 2022 | $1,172.00 Homeowner's exemption | $90,510 Land $10,860 Building $79,650 | |
| 2021 | $90,510 Land $10,860 Building $79,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVERLY WATER SUPPLY serves 575 people · EPA ID IA2115029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Evertek Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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