205 E 39th Ave, Gary, IN 46409 Property Records

Lake County property record for 205 E 39th Ave, Gary, IN 46409

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,554 sqft · built 1923
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$1,315 (2024)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0245-0013`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0245-0013`
Alternative APNs	`45-08-27-153-002.000-004` `254202450013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
Basement Area	896 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	125 ft deep x 28 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-42-0245-0013
Old Parcel Number	254202450013
Street Address	205 E 39TH AVE
City	GARY
State	IN
Zip	46409-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EARLES 3RD GLEN PARK ADD. ALL L.9 BL.19 E. 2.05 FT. OF L.10 BL.19
Legal Subdivision	EARLES 3RD GLEN PARK ADDITION
Legal Block	19
Legal Lot Number	9
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3017
Census Tract	12300

Owner

205 E 39th Ave is owned and occupied by an individual who acquired it in December 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	205 E 39TH AVE, GARY, IN 46409-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021
Deed Sale	Dec 9, 2021
Prior Sale	Nov 28, 2017
Deed Document Number	2021-541795
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 9, 2021
Property Address	205 E 39TH AVE, GARY, IN 46409-1718
Document Number	0000041795
Map Reference	MB 9 PG 36
Instrument Date	Dec 3, 2021
Instrument	2021-541795
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E 39TH AVE, GARY, IN 46409-1718

Mortgage

Document Number	0000041796
Date	Dec 9, 2021
Instrument	2021-541796

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000041797
Date	Dec 9, 2021
Instrument	2021-541797

Lender

Name	INDIANA HOUSIGN AND COMMUNITY DEVLOPMENT
Type	Government Agency
Address	GARY, IN 46409

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 3, 2024

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,900 Land $2,000 Building $126,900	$128,900 Land $2,000 Building $126,900
2024	$1,315.00
2023		$103,600 (+3.7%) Land $4,800 Building $98,800	$103,600 (+3.7%) Land $4,800 Building $98,800
2022	$1,175.00 Homeowner's exemption	$99,900 Land $4,900 Building $95,000	$99,900 Land $4,900 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 E 39th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 205 E 39th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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