205 Declaration Ln, Suffolk, VA 23434 Property Records

Suffolk City property record for 205 Declaration Ln, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,424 sqft · built 2020
Lot Size	0.341 acres (14,854 sqft)
Owner	Individual Name on Record
Last Sale	$401,395 (Nov 2020)
Tax Bill	$450 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Nov 2020 Sale & Mortgage
APN	`27M*49`

Property Details

APN / Parcel Number

Primary APN	`27M*49`
Alternative APN	`306003961`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,424 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	14,854 sqft (0.341 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	306003961
Street Address	205 DECLARATION LN
City	SUFFOLK
State	VA
Zip	23434-2378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-MEDIUM DENSITY
Legal Description	L.49,PATRIOTS WALKE,PH.3
Legal Subdivision	PATRIOTS WALKE
Legal Phase	3
Legal Lot Number	49
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1002
Census Tract	75503

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	205 DECLARATION LN, SUFFOLK, VA 23434-2378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 13, 2020	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	200016512
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	205 DECLARATION LN, SUFFOLK, VA 23434-2378
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230013349
Date	Dec 27, 2023
Instrument	230013349

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2053

Interest

Rate Type	Fixed Rate

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 13, 2020
Property Address	205 DECLARATION LN, SUFFOLK, VA 23434-2378
Document Number	0200016512
Instrument Date	Nov 9, 2020
Instrument	200016512
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 DECLARATION LN, SUFFOLK, VA 23434-2378

Mortgage

Document Number	0200016513
Date	Nov 13, 2020
Instrument	200016513

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$439,500 (+3.44%) Land $90,000 Building $349,500
2025	$450.00 (+14.5%) Senior Citizen's exemption	$439,500 (+3.44%) Land $90,000 Building $349,500	$424,900 (-5.37%) Land $90,000 Building $334,900
2024	$393.00 (-5.98%) Senior Citizen's exemption	$424,900 (-5.37%) Land $90,000 Building $334,900
2023	$418.00 Senior Citizen's exemption	$449,000 Land $90,000 Building $359,000	$449,000 Land $90,000 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Glo Fiber, T-Mobile, Verizon.

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