Monroe County property record for 205 Crosswinds Ct, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Square Footage | 1,869 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | 621 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $478,500 (2026) |
| Tax Bill | $6,537.00 (2024) |
| Primary APN | 07-12-181-032-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,869 sqft Living Area |
| 1st Floor | 1,869 sqft 1st Floor |
| Basement Area | 1,869 sqft Basement |
| Unfinished Basement | 1,869 sqft Unfinished |
| Stories | 1 Stories |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 621 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 205 CROSSWINDS CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 32 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Lot Number | 32 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 4 |
| Census Block | 4059 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-12-181-032-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4901 RED OAK DR, WATERLOO, IL 62298-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Sep 13, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 26, 2019 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Nov 30, 2017 | Deed of Trust, Mortgage · Line of Credit FCB BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Doc Number | 2026443354 |
| Prior Transfer Date | Sep 12, 2023 |
| Prior Transfer Doc | 0000430507 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 06, 2026 |
| Property Address | 205 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000443354 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 2026443354 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,492.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4901 RED OAK DR, WATERLOO, IL 62298-3070 |
| Document Number | 0000443355, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 2026443355 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 13, 2023 |
| Property Address | 205 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000430507 |
| Map Reference | DOC 298485 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 430507 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 26, 2019 |
| Property Address | 205 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000400107 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 400107 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5709 NEW COLUMBIA RD METROPOLIS IL 629603414, METROPOLIS, IL 62960-3414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 205 CROSSWINDS CT, WATERLOO, IL 62298-5609 |
| Document Number | 0000393192 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 808 S MAIN ST #E COLUMBIA IL 622362499, E, COLUMBIA, IL 62236-2499 |
| Document Number | 0000393192 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 393192 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 29, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,260 (+5.53%) Land $16,950 Building $113,310 | $390,780 (+5.53%) Land $50,850 Building $339,930 | |
| 2024 | $6,537.00 | $123,437 (+20.4%) Land $16,517 Building $106,920 | $370,311 (+20.4%) Land $49,551 Building $320,760 |
| 2022 | Homeowner's exemption Additional exemption filed | $102,520 (+4.2%) Land $15,510 Building $87,010 | $307,560 (+4.2%) Land $46,530 Building $261,030 |
| 2021 | Homeowner's exemption Additional exemption filed | $98,390 Land $13,070 Building $85,320 | $295,170 Land $39,210 Building $255,960 |
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