205 Crater Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 205 Crater Ave, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,094 sqft · built 1989
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$243,000 (Jul 2018)
Tax Bill$3,232 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN038-024-010-000

Property Details

APN / Parcel Number

Primary APN038-024-010-000
Alternative APNs
  • 0382410000
  • 0382410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,094 sqft Living Area
1st Floor Area1,094 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Patio Area41 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address205 CRATER AVE
CityMODESTO
StateCA
Zip95351-5387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCARUSO
Legal Block3
Legal Lot Number10
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3006
Census Tract2303

Owner

205 Crater Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address205 CRATER AVE, MODESTO, CA 95351-5387
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jul 11, 2018Grant Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2018 · Amount on File
Deed SaleJul 11, 2018 · Amount on File
Prior SaleJul 10, 2014 · Amount on File
Deed Document Number201847225
Prior Transfer DateApr 1, 2014
Prior Transfer Doc0000020245
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address205 CRATER AVE, MODESTO, CA 95351-5387
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyNORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 CRATER AVE, MODESTO, CA 95351-5387

Mortgage

Document Number0000047579
DateMay 18, 2021
Instrument2021-0047579
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJul 11, 2018
Property Address205 CRATER AVE, MODESTO, CA 95351-5387
Document Number0000047225
Map ReferenceVOL17 PG19
Instrument DateJul 6, 2018
Instrument2018-0047225
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address205 CRATER AVE, MODESTO, CA 95351-5387

Mortgage

Document Number0000047227
DateJul 11, 2018
Instrument2018-0047227
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Mortgage

Document Number0000047228
DateJul 11, 2018
Instrument2018-0047228
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 205 Crater Ave was $3,232 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,232.00 (+1.22%) Homeowner's exemption$276,485 (+2%) Land $91,022 Building $185,463
2025$3,193.00 Homeowner's exemption$271,065 Land $89,238 Building $181,827
2023$3,088.00 (+2.39%)$260,541 Land $85,774 Building $174,767
2022$3,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 205 Crater Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Crater Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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