Stokes County property record for 205 Cotswold Ln, King, NC 27021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 2001 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Apr 2017) |
| Tax Bill | $2,610 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 599211554822 |
| Primary APN | 599211554822 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,574 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 517 sqft |
| Porch | Open Porch |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 205 COTSWOLD LN |
|---|---|
| City | KING |
| State | NC |
| Zip | 27021-8231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LO55 PL6-220 |
| Legal Subdivision | COTSWOLD PH 02 |
| Legal Lot Number | 55 |
| Jurisdiction | STOKES NC |
| Township / Civil Division | YADKIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 70505 |
Source: Stokes County records · APN 599211554822
Assessment roll updated January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 COTSWOLD LN, KING, NC 27021-8231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Apr 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on Record |
| Deed Sale | Apr 17, 2017 · Amount on Record |
| Prior Sale | Aug 03, 2007 · Amount on Record |
| Deed Document Number | 0000684821 |
| Deed Book / Page | 684 / 821 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOKES NC |
| Property Address | 205 COTSWOLD LN, KING, NC 27021-8231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 722/1757 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 722/1757 |
| Instrument | 4129 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STOKES NC |
| Recording Date | Apr 17, 2017 |
| Property Address | 205 COTSWOLD LN, KING, NC 27021-8231 |
| Document Number | 0684/0821 |
| Book / Page | 0684 / 0821 |
| Map Reference | MB6 PG220 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 02038 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 GOFF RD, 149, KING, NC 27021-8400 |
| Name | Verified Name |
|---|---|
| Address | 205 COTSWOLD LN, KING, NC 27021-8231 |
| Document Number | 02039 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 02039 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Stokes County records · Assessment roll updated January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stokes County |
| Municipality | King City |
| Unified School District | Stokes County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,610.00 | $231,000 (-) Land $35,000 Building $196,000 | $231,000 (-) Land $35,000 Building $196,000 |
| 2022 | $2,610.00 | $231,000 Land $35,000 Building $196,000 | $231,000 Land $35,000 Building $196,000 |
Source: FEMA National Flood Hazard Layer, Stokes County (37169C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371690705051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group, Wilkes Telephone Membership.
Based on FCC filings for 111 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0285010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KING serves 23,370 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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