205 Copper Mountain Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 205 Copper Mountain Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 2017
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2022)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Aug 2022 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`452000952169000`

Property Details

APN / Parcel Number

Primary APN	`452000952169000`
Alternative APNs	`46054` `58203`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Heated Area
Gross Area	1,264 sqft
1st Floor Area	640 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	205 ft deep x 122 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	280 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58203
Street Address	205 COPPER MOUNTAIN DR
City	MURPHY
State	NC
Zip	28906-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 FR WARRINGTON 1565/536
Legal Subdivision	BOUNDARY SURVEY FOR JAMES LANDRITH
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1019
Census Tract	930606

Owner

205 Copper Mountain Dr is owned by two individuals who bought it in August 2022.

Source: Cherokee County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12107 72ND WAY, LARGO, FL 33773-3220
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jul 27, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	20225266
Deed Book / Page	1718 / 727
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 12, 2022
Property Address	205 COPPER MOUNTAIN DR, MURPHY, NC 28906-2459
Document Number	001718/727
Book / Page	1718 / 727
Instrument Date	Aug 8, 2022
Instrument	5266
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 COPPER MOUNTAIN DR, 205, MURPHY, NC 28906-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12107 72ND WAY, LARGO, FL 33773-3220

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	205 COPPER MOUNTAIN DR, MURPHY, NC 28906-2459
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1679/223
Date	Apr 28, 2021
Book Page	1679/223
Instrument	2807

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 27, 2017
Property Address	205 COPPER MOUNTAIN DR, MURPHY, NC 28906-2459
Document Number	01565/0536
Book / Page	01565 / 0536
Instrument Date	Jul 26, 2017
Instrument	03271
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 PIPER DR, 671, MURPHY, NC 28906-7722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 COPPER MOUNTAIN DR, MURPHY, NC 28906-2459

Mortgage

Document Number	03272
Date	Jul 27, 2017
Instrument	03272

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 205 Copper Mountain Dr was $1,072.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00	$141,140	$141,140 Land $22,000 Building $119,140
2023		$141,140	$141,140 Land $22,000 Building $119,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 205 Copper Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Copper Mountain Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Copper Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures