205 Chestnut St, Gaffney, SC 29340 Property Records

Cherokee County property record for 205 Chestnut St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	682 sqft
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Nov 2023)
Tax Bill	$657 (2025)
Deeds & Mortgages	Nov 2023 Sale Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024549-23-3`

Property Details

APN / Parcel Number

Primary APN	`024549-23-3`
Alternative APNs	`0990700077000 61400589` `099-07-00-077.000` `024410223`

Interior

Stories	1 Story
Building Area	682 sqft Living Area

Exterior

Exterior Material	Siding
Lot Area	4,792 sqft (0.11 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0990700077000 61400589
Street Address	205 CHESTNUT ST
City	GAFFNEY
State	SC
Zip	29340-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	CHESTNUT ST LT#14 BLK#5 DB 166 1783 PB 3B 230 LT 14,BLK 5
Legal Subdivision	CHESTNUT ST BLK#5
Legal Block	5
Legal Lot Number	14
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1020
Census Tract	970502

Owner

205 Chestnut St is owned and occupied by an individual who bought it in November 2023.

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	205 CHESTNUT ST, GAFFNEY, SC 29340-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer
Mar 20, 2023	Warranty Deed, Transfer · Seller Carry-Back DOROTHY REYNOLDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Mar 20, 2023 · Amount on File
Deed Document Number	202300006408
Deed Book / Page	166 / 1783
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 13, 2023
Property Address	205 CHESTNUT ST # 14, 14, GAFFNEY, SC 29340-3219
Document Number	0001661783
Book / Page	166 / 1783
Map Reference	MB 3-B PG 230
Instrument Date	Nov 9, 2023
Instrument	202300006408
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CHESTNUT ST, GAFFNEY, SC 29340-3219

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 20, 2023
Property Address	205 CHESTNUT ST # 14, 14, GAFFNEY, SC 29340-3219
Document Number	0001580663
Book / Page	158 / 663
Map Reference	MB 3-B PG 230
Instrument Date	Mar 14, 2023
Instrument	202300001556
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 BOILING SPRINGS RD # 211, 211, BOILING SPRINGS, SC 29316-5716

Mortgage

Document Number	202300001560
Date	Mar 20, 2023
Instrument	202300001560

Lender

Name	DOROTHY REYNOLDS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2043

Mortgage

Document Number	0001580679
Date	Mar 20, 2023
Book Page	158/679
Instrument	202300001559

Lender

Name	DOROTHY T REYNOLDS
Type	Private Party
Address	PO BOX 350, MAYO, SC 29368

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 205 Chestnut St was $657 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$657.00 Homeowner's exemption	$3,580 Land $800 Building $2,780	$89,600 Land $20,000 Building $69,600
2023	$467.00 (+5.9%)	$1,180 (-) Land $480 Building $700	$30,400 (-) Land $8,000 Building $22,400
2022	$441.00	$1,180 Land $480 Building $700	$30,400 Land $8,000 Building $22,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 205 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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