Union County property record for 205 Baucom Deese Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,371 sqft · built 1991 |
| Lot Size | 0.997 acres (43,429 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (May 2019) |
| Tax Bill | $1,717 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-174-074 |
| Primary APN | 09-174-074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,371 sqft Living Area |
| 1st Floor Area | 1,371 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,429 sqft (0.997 acres) |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 205 BAUCOM DEESE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | OPCC589 |
| Legal Subdivision | RYANWOOD SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20206 |
205 Baucom Deese Rd, a rural home, is owned and occupied by an individual who bought it in May 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 BAUCOM DEESE RD, MONROE, NC 28110-8778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 21, 2019 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on File |
| Deed Sale | May 21, 2019 · Amount on File |
| Prior Sale | Jan 31, 2003 · Amount on File |
| Deed Document Number | 201913681 |
| Deed Book / Page | 7374 / 833 |
| Prior Transfer Date | Nov 25, 2009 |
| Prior Transfer Doc | 5251676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 205 BAUCOM DEESE RD, MONROE, NC 28110-8778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008377136 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 8377/136 |
| Instrument | 2348 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 205 BAUCOM DEESE RD, MONROE, NC 28110-8778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 7225782 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 7225/782 |
| Instrument | 0024624 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 21, 2019 |
| Property Address | 205 BAUCOM DEESE RD, MONROE, NC 28110-8778 |
| Document Number | 0007374833 |
| Book / Page | 7374 / 833 |
| Map Reference | CAB C FILE 589 |
| Instrument Date | May 17, 2019 |
| Instrument | 0013681 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 BAUCOM DEESE RD, MONROE, NC 28110-8778 |
| Document Number | 0000013682 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 0013682 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 205 Baucom Deese Rd was $1,717.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,000 (-) Land $99,400 Building $238,600 | $338,000 (-) Land $99,400 Building $238,600 | |
| 2025 | $1,717.00 | $338,000 Land $99,400 Building $238,600 | $338,000 Land $99,400 Building $238,600 |
| 2023 | $1,307.00 | $195,300 Land $40,500 Building $154,800 | $195,300 Land $40,500 Building $154,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 Baucom Deese Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 Baucom Deese Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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