205 Baker Rd, Hubert, NC 28539 Property Records

Onslow County property record for 205 Baker Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,743 sqft · built 2023
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Aug 2023)
Tax Bill	$1,800 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1314H-47`

Property Details

APN / Parcel Number

Primary APN	`1314H-47`
Alternative APNs	`0495122000` `187729000` `496460000` `169849`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,743 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	496460000
Street Address	205 BAKER RD
City	HUBERT
State	NC
Zip	28539-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L14 GARLAND SHORES L13-24 29 29A 34-38
Legal Subdivision	GARLAND SHORES LOTS 13-24 29 29A 34-38
Legal Lot Number	14
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3007
Census Tract	2803

Owner

205 Baker Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 BAKER RD, HUBERT, NC 28539-1203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 8, 2023	Correction Deed
Jan 12, 2023	Warranty Deed, Construction Loan · Stand-Alone First Mortgage GARLAND SHORES DEVELOPERS INC
Sep 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Deed Book / Page	6016 / 401
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 11, 2023
Property Address	205 BAKER RD, HUBERT, NC 28539-1203
Document Number	0060160401
Book / Page	6016 / 401
Map Reference	MB 80 PG 112
Instrument Date	Aug 11, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 NEW BRIDGE ST, JACKSONVILLE, NC 28540-5437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 BAKER RD, HUBERT, NC 28539-1203

Mortgage

Document Number	0006016404
Date	Aug 11, 2023
Instrument	6016-404

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 8, 2023
Property Address	205 BAKER RD, HUBERT, NC 28539-1203
Document Number	0060140326
Book / Page	6014 / 326
Map Reference	MB 80 PG 112
Instrument Date	Aug 8, 2023
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 NEW BRIDGE STREET #C # C, C, HUBERT, NC 28539

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 12, 2023
Property Address	205 BAKER RD, HUBERT, NC 28539-1203
Document Number	0058990766
Book / Page	5899 / 766
Instrument Date	Jan 12, 2023
Transaction Type	Construction Loan
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 NEW BRIDGE ST, JACKSONVILLE, NC 28540-5437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 NEW BRIDGE ST # C, C, JACKSONVILLE, NC 28540-5437
Investor	Possibly a Property Investor

Mortgage

Document Number	0005899780
Date	Jan 12, 2023
Instrument	5899-780

Lender

Name	GARLAND SHORES DEVELOPERS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 12, 2024

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 22, 2022
Property Address	205 BAKER RD, HUBERT, NC 28539-1203
Document Number	0058410338
Book / Page	5841 / 338
Map Reference	MB 80 PG 112
Instrument Date	Sep 22, 2022
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 GUM BRANCH RD, JACKSONVILLE, NC 28540-5216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 NEW BRIDGE ST # D, D, JACKSONVILLE, NC 28540-5437
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 205 Baker Rd was $1,800.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,800.00	$359,012 Land $50,000 Building $309,012	$359,012 Land $50,000 Building $309,012
2023	$327.00	$50,000 (-) Land $50,000	$50,000 (-) Land $50,000
2022	$327.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 205 Baker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Baker Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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