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205 Bails Rd, Elgin, SC 29045 Property Records

Richland County property record for 205 Bails Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeVacant Land
Details3 bd · 2 ba · 2,008 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$251,355 (Sep 2022)
Tax Bill$2,456 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN28913-04-02

Property Details

APN / Parcel Number

Primary APN28913-04-02
Alternative APNs
  • R28913-04-02
  • 02174774

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,008 sqft Living Area
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02174774
Street Address205 BAILS RD
CityELGIN
StateSC
Zip29045-9846
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 98 55X135.4X55X134.6 #SU MILL @ WOODCREEK FARMS PHASE 1 #PR RB2647-2353
Legal SubdivisionTHE MILL AT WOODCREEK FARMS
Legal Phase1
Legal Lot Number55,98
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2094
Census Tract11407

Owner

Source: Richland County records · APN 28913-04-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MORTGAGE CO
Sep 23, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleSep 23, 2021 · Amount on Record
Deed Document Number202252951
Deed Book / Page2780 / 3847
Record UpdatedSep 20, 2026

September 2022: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionRICHLAND SC
Recording DateSep 19, 2022
Property Address205 BAILS RD, ELGIN, SC 29045-9846
Document Number0027803847
Book / Page2780 / 3847
Map ReferenceMB 2647 PG 2352&2353
Instrument DateSep 02, 2022
Instrument2022052951
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024
Title CompanyNOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$653.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 BAILS RD, ELGIN, SC 29045-9846

Mortgage

Document Number2022052952
DateSep 19, 2022
Instrument2022052952
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateSep 23, 2021
Property Address205 BAILS RD, ELGIN, SC 29045-9846
Document Number0026683335
Book / Page2668 / 3335
Map ReferenceMB 2647 PG 2352&2353
Instrument DateSep 22, 2021
Instrument2021063941
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$832.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,456.00 (+13.6%)$279,600 Land $55,000 Building $224,600$279,600 (+408.36%) Land $55,000 Building $224,600
2023$2,162.00 (+1,210.3%)$55,000 (+1,095.65%)
2021$165.00$280$4,600 Land $4,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 45% of the US · above 35% of South Carolina
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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