Hennepin County property record for 205 Albert St, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.75 ba · 1,560 sqft · built 1969 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,715 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-118-23-43-0046 |
| Primary APN | 06-118-23-43-0046 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,922 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 790 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft |
| Lot Width | 13 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 205 ALBERT ST |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 008 BLOCK 003 T ELSEN ADDN IRREGULAR |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 06 |
| Legal Quarter | 43 |
| Legal Subdivision | ELSEN ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | LORETTO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 27101 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 205 ALBERT ST, LORETTO, MN 55357-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 205 ALBERT ST, LORETTO, MN 55357-4519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T05858992 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | T05858992 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Loretto City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,715.00 (+31.23%) | $445,100 (+20.95%) Land $128,000 Building $317,100 | $445,100 (+20.95%) Land $128,000 Building $317,100 |
| 2023 | $5,117.00 Homeowner's exemption | ||
| 2022 | $368,000 Land $82,000 Building $286,000 | $368,000 Land $82,000 Building $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Loretto serves 637 people · EPA ID MN1270019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xtratyme Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures