205 Adam Cir, Ruston, LA 71270 Property Records

Lincoln Parish property record for 205 Adam Cir, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,512 sqft · built 1997
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$392,500 (Jun 2026)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31192217036`

Property Details

APN / Parcel Number

Primary APN	`31192217036`
Alternative APN	`17775`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,512 sqft Living Area
Gross Area	3,888 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	67,082 sqft (1.54 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	752 sqft

Location & Zoning

Street Address	205 ADAM CIR
City	RUSTON
State	LA
Zip	71270-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 OF COPPERIDGE SUBD UNIT 2 (FROM BENMAR INC) (581-82) (E-14231) (0501201170) CATHERINE AYO SELLS UNDIV INT TO DENNIS
Legal Range	02W
Legal Township	19N
Legal Section	31
Legal Subdivision	COPPERIDGE
Legal Block	2
Legal Lot Number	36
Legal Unit	2
Jurisdiction	LINCOLN LA
Township / Civil Division	6
Census Block Group	1
Census Block	1031
Census Tract	960702

Owner

Source: Lincoln Parish records · APN 31192217036

Assessment roll updated February 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	205 ADAM CIR, RUSTON, LA 71270-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2026	Deed, Transfer · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Dec 08, 2010	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK
Aug 09, 2021	Deed, Transfer · Stand-Alone First Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2026 · Amount on Record
Deed Sale	Jun 08, 2026 · Amount on Record
Prior Sale	Aug 09, 2021 · Amount on Record
Deed Document Number	2026227328
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Jun 08, 2026
Property Address	205 ADAM CIR, RUSTON, LA 71270-1614
Document Number	0000227328
Instrument Date	Jun 04, 2026
Instrument	2026227328
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	DURRETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 ADAM CIR, RUSTON, LA 71270-1614

Mortgage

Document Number	0000227329,
Date	Jun 08, 2026
Instrument	2026227329

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	205 ADAM CIR, RUSTON, LA 71270-1614
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001015/713
Date	Dec 08, 2010
Book Page	1015/713
Instrument	F114995

Lender

Name	COMMUNITY TRUST BANK
Address	MADISON, MS 39130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Aug 09, 2021
Property Address	205 ADAM CIR, RUSTON, LA 71270-1614
Document Number	0000199033
Instrument Date	Aug 06, 2021
Instrument	199033
Transaction Type	Transfer
Record Updated	Feb 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000199034
Date	Aug 09, 2021
Instrument	199034

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln Parish records · Assessment roll updated February 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00 (+31.76%) Homeowner's exemption	$35,481 (+37.25%) Land $7,709 Building $27,772	$354,808 (+37.25%) Land $77,089 Building $277,719
2023	$2,204.00 Homeowner's exemption	$25,852 Land $3,287 Building $22,565	$258,516 Land $32,870 Building $225,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 9, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
318 HighSpeed Fixed Wireless · not low latency	500 / 100

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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