205 7th Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 205 7th Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 875 sqft · built 1955
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$234,320 (Sep 2023)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000B014410`

Property Details

APN / Parcel Number

Primary APN	`000B014410`
Alternative APNs	`03-0821-09-3-15-10-0000` `R0336867` `B014410` `B01441`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	22 sqft
Deck Area	184 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	205 7TH AVE
City	LAUREL
State	MT
Zip	59044-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	YOUNGS SECOND SUBD, S09, T02 S, R24 E, BLOCK 4, LOT 18, & S10 FT LT 17 & N10 FT LT 19
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	YOUNGS SECOND SUBD
Legal Block	4
Legal Lot Number	18
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2018
Census Tract	1901

Owner

205 7th Ave is owned and occupied by an individual who bought it in September 2023.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	205 7TH AVE, LAUREL, MT 59044-2620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 7, 2019	Warranty Deed, Transfer FIRST FED'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Nov 7, 2014 · Amount on File
Deed Document Number	20234058457
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 20, 2023
Property Address	205 7TH AVE, LAUREL, MT 59044-2620
Document Number	0004058457
Map Reference	DOC 6066
Instrument Date	Sep 20, 2023
Instrument	4058457
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 7TH AVE, LAUREL, MT 59044-2620

Mortgage

Document Number	0004058458
Date	Sep 20, 2023
Instrument	4058458

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0004058459
Date	Sep 20, 2023
Instrument	4058459

Lender

Name	MONTANA HOMEOWNERSHIP NETWORK
Type	Non-Lending Institution
Address	GREAT FALLS, MT 59403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	205 7TH AVE, LAUREL, MT 59044-2620
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003990811
Date	Sep 21, 2021
Instrument	3990811

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jul 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 7, 2019
Property Address	205 7TH AVE, LAUREL, MT 59044-2620
Document Number	0003875235
Instrument Date	Feb 7, 2019
Instrument	3875235
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 7TH AVE LAUREL MT 590442620, LAUREL, MT 59044-2620

Mortgage

Document Number	3875236
Date	Feb 7, 2019
Instrument	3875236

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 205 7th Ave was $1,782, down 13.1% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,300 (-) Land $56,449 Building $204,851	$261,300 (-) Land $56,449 Building $204,851
2025	$1,782.00 (-13.07%)	$261,300 Land $56,449 Building $204,851	$261,300 Land $56,449 Building $204,851
2024	$2,050.00 (+49.64%)
2023	$1,370.00	$172,100	$172,100 Land $36,672 Building $135,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 7th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 7th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: TCT Internet, Verizon.

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