205 6th St NW, Buffalo, MN 55313 Property Records

Wright County property record for 205 6th St NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1959
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Jul 1998)
Tax Bill	$642 (2026)
Deeds & Mortgages	Dec 2023 Transfer Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-018-000030`

Property Details

APN / Parcel Number

Primary APN	`103-018-000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Basement Area	513 sqft
Finished Basement	513 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	9,060 sqft (0.208 acres)
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Deck Area	507 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	205 6TH ST NW
City	BUFFALO
State	MN
Zip	55313-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELL OUTLOTS LOT-003 E67FT OF OUTLOT 3 OUTLOT 3
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELL OUTLOTS
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1015
Census Tract	100701

Owner

205 6th St NW is owned and occupied by an individual who bought it in July 1998.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	205 6TH ST NW, BUFFALO, MN 55313-1147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Transfer on Death Deed, Transfer
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit MIDCOUNTY BANK & TRUST CO
Dec 11, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 19, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 9, 2017	Warranty Deed, Transfer · VA Mortgage WATERSTONE MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 1998 · Amount on File
Deed Sale	Jul 29, 1998 · Amount on File
Deed Document Number	199861198
Record Updated	Sep 20, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 28, 2023
Property Address	205 6TH ST NW, BUFFALO, MN 55313-1147
Document Number	00A1545148
Instrument Date	Dec 28, 2023
Instrument	A1545148
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	205 6TH ST NW, BUFFALO, MN 55313-1147
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001481851
Date	Aug 27, 2021
Instrument	1481851

Lender

Name	MIDCOUNTY BANK & TRUST CO
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	205 6TH ST NW, BUFFALO, MN 55313-1147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001451494
Date	Dec 11, 2020
Instrument	1451494

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	205 6TH ST NW, BUFFALO, MN 55313-1147
Document Number	0001448685
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 6TH ST NW BUFFALO MN 553131147, BUFFALO, MN 55313-1147

Mortgage

Document Number	0001448685
Date	Nov 19, 2020
Instrument	1448685

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 18, 2047

Interest

Rate	3.25%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 9, 2017
Property Address	205 6TH ST NW, BUFFALO, MN 55313-1147
Document Number	0001336498
Instrument Date	Oct 31, 2016
Instrument	1336498
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	TITLEWORKS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 6TH ST NW BUFFALO MN 553131147, BUFFALO, MN 55313-1147

Mortgage

Document Number	1336499
Date	Feb 9, 2017
Instrument	1336499

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 205 6th St NW was $642.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$642.00	$373,500 (+6.29%) Land $82,500 Building $291,000	$373,500 (+6.29%) Land $82,500 Building $291,000
2025		$351,400 Land $70,000 Building $281,400	$351,400 Land $70,000 Building $281,400
2023	$122.00	$342,500 Land $70,000 Building $272,500	$342,500 Land $70,000 Building $272,500
2022	$122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 6th St NW in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 205 6th St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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